Credit Analyst
LOCATION : TORONTO
Summary of Responsibilities
The Credit Analyst will analyze and make determination on approval, conditioning and rejection of non-prime retail and offerings according to company policy and procedure to minimize risk while providing the highest level of service to the dealer body and assisting in the sale of Yamaha product.
The successful candidate must be available Monday-Saturday on shift rotation.
Key Duties and Responsibilities
- Analyze, verify and adjudicate credit applications according to company guidelines within turnaround time objectives. Investigate and grant credit on applications received from Dealers through the LOS System (Compass) by reviewing customers’ credit history, debt service and program guidelines.
- Negotiate terms and conditions on credit with dealers to ensure an acceptable level of risk.
- Cultivate and preserve strong relationships with dealership personnel while maintaining decision turnaround time at or below company objectives.
Provide exceptional front line support to dealers by professionally answering questions pertaining to credit decisions and current programs.
- Advise management of any irregularities or problems pertaining to retail offerings and monitors both consumer and dealer trends for adverse issues.
- Work the credit and income queue workflows to ensure processing efficiency and accuracy
Education Requirements and / or Experience Requirements
- Degree / Diploma : BA / diploma desired or relevant work-related experience
- Years of Experience : 3+ years
- Type of Experience : Credit adjudication Non-Prime
Skills and Abilities
- Minimum 3 days working at Head Office
- Able to work efficiently as a part of a team as well as independently and / or remotely.
- Strong verbal and written communication skills
- Strong interpersonal, organizational, and negotiating skills.
- Customer Service orientated and solutions-focused with dealers and internal staff.
- Able to analyze consumer and commercial credit bureaus.
- Strong analytical skills, detail-oriented, resourceful, and self-reliant.
- Ability to learn quickly and use a multitude of PC applications and programs.
- Must be a team player, able to work under pressure, meet deadlines and willing to work overtime as required.
- Non-Prime Powersport, Marine or Auto financing credit underwriting experience is required.
- Bi-lingual in French & English is preferred.
Yamaha Motor Canada Ltd. welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.
Yamaha Motor Canada has deployed a hybrid work model, which mixes working from home and office / field. This is subject to role requirements.
Details will be discussed during the interview process.
Analyst/Associate, Capital Solutions, Credit Investments
We are presently recruiting an Analyst/Associate to join the Capital Solutions group in the Credit Investments (CI) department in Toronto, Canada. The Strategic Credit group invests in pools of loans and other credit-like or idiosyncratic assets and provides capital solutions to financial companies....
Credit Analyst, Associate Director / Director - Funds & Asset Management - Toronto
Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. Credit Analyst, Funds & Asset Management - Toronto. Fitch Ratings’ Funds & Asset Manageme...
Credit Analyst
The Credit Analyst is responsible for credit application evaluation, approval and administration of customer accounts, collection of funds while maintaining healthy, profitable customer relationships, within the company’s acceptable levels of risk. Set and adjust account credit limits collaborativel...
Analyst/Senior Associate, Credit Risk Models - Financial Engineering & Modeling (Toronto)
Develop/validate/review Credit Risk models (e. You will also be able to learn and work in other quantitative and analytical areas such as credit modeling, forecasting and stress testing, customer behavior modeling, and new innovations such as Machine Learning and Artificial Intelligence. Minimum 1-2...
Senior Credit Analyst, Transportation Finance
The Credit Analyst will use a combination of available external market reports (credit bureaus, corporate searches, other publicly available information), financial statement analysis, and industry knowledge to make their decisions. This role will make credit decisions and recommendations in accorda...
Business Data Analyst - Credit Risk
Work with business stakeholders to develop, implement and validate credit risk scorecards for Credit Model Performance Monitoring (CMPM). On behalf of our client in the Banking Sector, PROCOM is looking for a Business Analyst - Consultant. Business Analyst - Consultant – Job Description. Business An...
Analyst, Deal Team - Lending Services, Corporate Credit (Gwo)
Analyst, Deal Team - Lending Services, Corporate Credit (GWO). The incumbent contributes to the overall success of the Loan operations team located in Toronto, by delivering quality administrative services to Corporate Clients relative to the set up and maintenance of credit facilities generated by ...
Analyst, Institutional Client Credit Management (12-month Contract)
The role supports the development of transaction solutions (including structuring, amount and term) and provide s assistance in the preparation of transaction requests, while safeguarding the credit quality of the trading credit portfolio, ensuring all limit systems are properly recording all approv...
Analyst, Credit Investment Operations (12-month contract)
We are searching for an Analyst to support the day-to-day accounting and monitoring of the Private Credit Investments portfolio. Assist in the day over day pricing process for principal credit, intellectual property and credit fund investments;. Investment Operations supports many of the Credit Inve...
Senior Analyst, Credit Cards Portfolio Management
Reporting to the Senior Manager, PCMC Product Management, this role is responsible for managing the PC Financial creditor insurance product portfolio (“Payment Support Plan”). The successful candidate will be responsible for the day-to-day management of the creditor insurance portfolio at PC Financi...