As financing analyst, you contribute to analysis, guidance and prevention with regard to risk management operations and activities. You perform financial analysis of files for the non-retail client segment of moderate complexity, formulate recommendations and draw up financing packages. You serve as a resource person for financing files. You work closely with colleagues and partners involved in financing files. You draw on your in-depth knowledge of the business area and your ability to manage complex situations. More specifically, you will be required to :
Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required.
Perform variable credit control as needed.
Conduct periodic reviews of financing files.
Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services.
What we offer
Competitive salary and annual bonus
4 weeks of flexible vacation starting in the first year
Defined benefit pension plan that provides predictable, stable income throughout retirement
Group insurance including telemedicine
Reimbursement of health and wellness expenses and telework equipment
What you bring to the table
Bachelor's degree in a related field
A minimum of 2 years of relevant experience
Please note that other combinations of qualifications and relevant experience may be considered
Knowledge of French is required
Ability to perform analyses of the market and the business centre external environment
Ability to perform financial analysis
Knowledge of the characteristics and credit risk inherent to each major market : commercial, industrial, institutional and agricultural
Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
Knowledge of financing and credit management practices related to businesses
Understanding of the philosophy and inner workings of a financial services cooperative
Knowledge of policies, legislation and standards governing the products and services offered by the business centre
Familiarity with government business assistance programs
Knowledge of service standards
Understanding of cooperative and cooperative network values, rules and operations
Business insight, Complexity
LI-Hybrid
Trade Union
Non-unionized