AVP, Technical Underwriter, Property - Middle Markets

The Opportunity

Are you looking for a caring, collaborative, values-driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada.

As a Property Subject Matter Expert, this role will provide technical underwriting expertise and guidance to Middle Market underwriters, to support the achievement of our business strategy. The successful candidate will partner with Middle Market leaders and underwriters to implement and monitor strategic and tactical initiatives to drive the growth of the portfolio to achieve business objectives. The role will implement and communicate underwriting strategy, including guidelines, appetite, product, pricing and process, employing best practices across all regions.

This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters.

This posting is for an existing vacancy.

Zurich Canada uses artificial intelligence–enabled tools to support certain aspects of the recruitment process, including the initial review and screening of applications. Artificial intelligence is not the sole basis for candidate shortlisting or selection. All hiring decisions are reviewed and made by qualified hiring professionals.

Zurich follows a hybrid work model requiring three days per week of in-person presence, which may include time in the office or market-facing engagements.

What you will do:

• Provide expert underwriting guidance in support of business strategy, proposition development, and learning initiatives.
• Ensure adherence to underwriting frameworks, sharing timely updates and key learnings.
• Oversee the Property portfolio by monitoring performance, identifying insights and opportunities, and driving actions to optimize results.
• Manage underwriting referrals, demonstrating deep expertise in Property perils.
• Implement and advance underwriting strategy and guidelines aligned with technical standards, business objectives, and best practices.
• Continually assess risk appetite and product suitability, making adjustments as needed.
• Analyze property rates, rating methodologies, and pricing strategies to offer competitive solutions and achieve optimal outcomes.
• Collaborate with actuarial teams to confirm pricing models, and implement enhancements.
• Develop and deliver technical training in partnership with learning & development teams.
• Contribute to process, policy, or product development. Operate within Zurich’s risk, underwriting, and governance policies, translating them into actionable guidelines.
• Address technical queries from internal and external customers, ensuring compliance with policies and regulations.
• Participate in underwriting reviews to identify trends, opportunities and contribute to action plans.
• Support compliance activities, including regulatory reviews and related queries.

What you bring to the table:

• Bachelor's Degree and minimum 8 years of commercial P&C underwriting experience demonstrating strong technical ability across a breadth of industries.

• High School Diploma or Equivalent and 10 or more years of experience in the Underwriting area

AND

• Strong analytical and decision-making skills
• Excellent communication and interpersonal skills
• Proven ability to lead projects and initiatives
• Experience with compliance and regulatory requirements
• Ability to work independently and as part of a team

Fluency in both spoken and written English is required to facilitate communication with internal and external stakeholders outside Quebec.

Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. The salary range provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. Compensation may exceed the range listed based on the evaluation of skillset and experience. The starting salary range for this position is $140,000 - $185,000.

Our Culture

• At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. Our DIEB initiatives are creating an environment where everyone feels welcome.

• We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.

• We care about our employees’ well-being and offer a comprehensive health/benefits plan with varying levels of coverage to suit your specific needs and a competitive total compensation package.

• We understand how important it is to rest, recharge and do the things you love. At Zurich, all employees receive a minimum of four weeks of vacation per year to do just that.

• We also understand that employees require time off for personal reasons. Maybe you have an appointment during a workday, a cultural or religious holiday you would like to observe, or you need time off to focus on your mental health. Zurich employees receive four personal days per year to be used at their discretion.

• We are committed to continuous improvement, and offer access to a comprehensive range of training and development opportunities.

• We care about our communities. Our communities are where our customers, people, and shareholders live and work. While we can be proud of the contribution to society Zurich makes through our core business of insurance, we must also give back to our communities through our talent, time and resources.

• We have won numerous awards for our workplace culture. We are proud to be one of Greater Toronto’s Top Employers and to have received Insurance Business Canada’s 5-Star Diversity, Equity and Inclusion Award.

Make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.

About Us

Zurich Canada fait partie du Zurich Insurance Group, un assureur multibranches comptant environ 55 000 employés dans le monde, au service de clients sur les marchés mondiaux et locaux. Zurich Canada est un fournisseur d’assurance de premier plan desservant depuis 100 ans des entreprises de taille moyenne et grande, dont des sociétés multinationales, sur le marché canadien des assurances commerciales. Avec plus de 500 employés dans des bureaux à travers le pays, Zurich offre la force mondiale d’un chef de file en assurance, combinée à une connaissance approfondie des industries et marchés locaux. Zurich Canada aspire à être le partenaire privilégié des professionnels de la gestion des risques pour relever les défis d’aujourd’hui et de demain. Pour en savoir plus, visitez .

A future with Zurich

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 148 years of experience managing risk and supporting resilience. We are a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. Today, we serve more than 25 industries, from agriculture to technology and insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, Zurich strives to provide ongoing career development opportunities and foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our people, our customers and the communities we serve.