Associate, Corporate Client Group - Credit Management

Job Description

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will assist with the management of the portfolio of Corporate Client Group (CCG) Borrowers.  This is a middle office function that works closely with CCG and other partners within the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

What will you do?

Responsible for managing credit risk associated with syndicated and bilateral loan facilities and trading derivative lines. Tasks include preparation of credit amendments, annual reviews, reviewing loan documentation, annual risk assessments, including financial modeling where required

Monitoring of financial and industry information, regulatory events, external rating agency movements and other early warning signals

Identify and assess deteriorating risk situations through your credit analysis and where necessary, propose a course of action to your Team Leader & Director to ensure the safety of the bank’s funds

Ensure compliance with loan agreements by verifying performance against financial covenants, margin limits and Bank Policy.

Ensure bank systems correctly reflect key terms and conditions of credit agreements and other documentation for the assigned portfolio, with respect to data integrity

Build relationships and interact extensively with other functions within the organization such as Corporate Client Group, Risk Management, Global Loans Administration, front line Service Managers, Cash Managers, etc.

What do you need to succeed?

Must-have :

Strong credit, analytical and technical skills, ability to critically assess financial statements and other corporate and commercial client reports and draw reasoned and relevant conclusions to recommend a course of action

Professional written and verbal communication skills with the ability to work effectively within a team environment and to interact at all levels within a large organization

Ability to read and understand complex legal documents, prioritize, commit to task with excellent attention to detail, and perform well under pressure to meet time sensitive deadlines as this is frequently not a 9-to-5 environment

Strong Excel, Word and PowerPoint skills

Nice-to-have :

Working towards an MBA, or professional designation (e.g., CPA, CFA) or a post-graduate degree with a focus in business, economics, finance, or accounting

Previous banking experience with relationship management, structuring and writing credit proposals, credit processes, policies, risk analysis

Ability to communicate and read legal documentation in French

Familiarity with the RBC Capital Markets credit process and loan agreements

Knowledge of internal systems such as CCMS, TMS & Newton

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Ability to make a difference and lasting impact

Work in a dynamic, collaborative, progressive, and high-performing team

Opportunities to do challenging work

Job Skills

Business Credit, Credit Analysis, Financial Statement Analysis, Relationship Management, Risk Analysis

Additional Job Details

Address :

335 8 AVE SW : CALGARY

City : Calgary

Country : Canada

Work hours / week : 37.5

Employment Type : Full time

Platform :

PERSONAL & COMMERCIAL BANKING

Job Type : Regular

Pay Type : Salaried

Posted Date : 2025-12-23

Application Deadline :

2026-01-10

Note : Applications will be accepted until 11 : 59 PM on the day prior to the application deadline date above

I nclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.