Financial Crime Risk Investigator I (4475)

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Conduct adjudications and/or analysis risk assessment and investigations of general queue cases. (recommending for demarket and/or freezing accounts by the appropriate investigative unit).

Provide analysis and/or data/evidence gathering support for moderate to very complex end-to-end investigations. This can include AML and Sanctions/ABAC Financial Crime or digital evidence for case preparation and evidence/ documentation purposes.

Prioritize incoming investigation requests.

CUSTOMER

• Conduct thorough analysis risk assessment and investigation of referred/assigned cases
• Conduct research and apply new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank
• Provide support in preparation for review interviews for financial crime cases and ensure proper documentation is obtained for evidence purposes
• Use sound methodologies to collect preserve and analyze digital evidence
• Work with internal partners/external parties for effective detection and investigation purposes
• Prepare and deliver AML Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank
• Maintain a good understanding and awareness of emerging AML and Sanctions/ABAC trends cyber technologies and new criminal techniques
• Apply strong knowledge of bank procedures products and systems to assist investigators in analyzing situations gathering information and required documentation and case preparation. Conduct sound investigations and provide AML and Sanctions/ABAC support and recommendations

SHAREHOLDER

• Lead work streams by acting as a project lead for small scale projects / initiatives in accordance with project management methodologies
• Consistently exercise discretion in managing correspondence information and all matters of confidentiality; escalate issues where appropriate
• Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions make recommendations assess the effectiveness of programs/ policies/ practices
• Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
• Protect the interests of the organization identify and manage risks and escalate non-standard high-risk transactions / activities as necessary
• Maintain appropriate project records databases and information; report to management and others on project status and updates
• Monitor service productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist
• Acquire and apply expertise in the discipline provide guidance assistance and direction to Analysts and others
• Identify recommend and effectively execute standard practices applicable to the discipline
• Adhere to internal policies/procedures and applicable regulatory guidelines
• Keep abreast of emerging issues trends and evolving regulatory requirements
• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Participate fully as a member of the team support a positive work environment that promotes service to the business quality innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business related tools and techniques
• Participate in personal performance management and development activities including cross training within own team
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training coaching and/or guidance as appropriate.
• Contribute to a fair positive and equitable environment that supports a diverse workforce
• Act as a brand champion for your business area/function and the bank both internally and/or externally

BREADTH & DEPTH:

• Investigates AML ATF ABAC and Sanctions cases and conducts interviews or collects and analyses digital evidence
• Sound knowledge of investigative techniques AML and criminal trends and analysis
• Demonstrates experience managing more complex non-criminal investigations
• Strong understanding of Bank policy and procedures for own area
• Professional role with a focus on providing services/ process/program support within defined parameters
• Requires sound conceptual knowledge in related functions
• Typically no supervisory accountability but may provide informal guidance to others
• May lead small projects and / or support work streams of a bigger project
• Investigates and analyses potential solutions; ensures processes and functional programs are implemented
• Executes on work with some complexity requiring short to medium-term focus (weekly-monthly)
• Delivers on assigned initiatives / projects /programs with some direction from management
• Generally reports to a Manager

EXPERIENCE AND / OR EDUCATION

• Undergraduate degree or equivalent work experience
• 2 years experience

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):