Financing Solutions Manager

A career as a Financing solutions manager on the Commercial Banking and Private Banking 1859 team means working closely with Commercial Banking account managers and several other internal and external partners as a credit expert. With your knowledge of commercial financing, this position will allow you to have a positive impact on both your colleagues and clients.

Your job:

• Act as a credit expert on commercial financing transactions of $5 million and more, and on more complex financing including business transfers
• Perform high-quality credit analyses in accordance with the standards established by the Credit Centre and make recommendations.
• Structure credit applications (boardsheet structuring) in order to mitigate risks and develop financing scenarios that meet client needs and match the Bank’s risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Banking Account Manager.
• Negotiate credit terms and conditions with the Credit Centre, as needed, and confirm the availability of financing for the Commercial Banking Account Manager.
• Obtain comments from account managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Centre to ensure they meet the Bank’s requirements for overall client profitability.
• Work with account representatives and the Credit Centre to produce documents and update client files.
• Act as a resource person for credit questions within your team and help develop team members’ skills, as needed.
• Identify the risks inherent to the sector’s activities.

Your team:

Working in the Commercial Banking and Private Banking 1859 sector, you will join a team of professionals that supports business clients. You will also be surrounded by an ecosystem of experts to help you offer the solutions that best suit our clients’ needs.

This position reports to the Sr. Director and you will be assigned complex files from across Québec. The position is hybrid, you will share your time between the office, client and team meetings and work remotely. This person can be based in the Greater Montreal Metropolitan area. (North and South shores)

Our training programs use on-the-job learning to help you master your role. You’ll also have access to colleagues with a wide range of expertise, experience, and backgrounds to enrich all aspects of your development.

Prerequisites:

• Bachelor's degree in a related field and seven years of relevant experience OR master's degree in a related field and five years of relevant experience OR university certificate and nine years of relevant experience
• Negotiation experience
• Experience with commercial credit
• Experience in financial statement analysis
• Excellent interpersonal and communication skills, and the ability to effectively collaborate with partners and make recommendations