Business Insight Specialist

Description

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The Manager, Control & Business Insight Specialist within Enterprise Stress Testing, Treasury and Balance Sheet Management, will have the responsibilities of using models to forecast Pre-Provision Net Revenue (PPNR) and balance sheet for the wholesale banking segment, including the trading portfolio and non-trading businesses such as Corporate and Investment Banking. The financial models are primarily used for stress testing purposes to support the Bank's capital planning and assessment process.

Stress testing is a critical component of the Bank's risk management practices, which informs and enhances its ability to manage stress conditions and assess its capital adequacy level. It evidences TD’s ability to withstand significant market stress by continuing to provide banking services to customers. We participate in Enterprise-wise Stress Testing (EWST), Dodd-Frank Act Stress Tests (DFAST), Macro-economic Stress Testing (MST) and other enterprise or region-specific programs.

This role requires financial analysis skills, experience in control functions and understanding of wholesale banking businesses. You will be working with a variety of partners and stakeholders across the Bank, including the line of business (LOB), finance, risk and governance.

Primary Accountabilities

• Establish the ad-hoc stress testing processes in wholesale to support the Bank in managing emerging risks and uncertainties.
• Responsible for developing scenario-appropriate estimation approaches for various ad hoc stress testing programs, leveraging the existing stress testing models & processes.
• Analyze the results, understand its reasonability, and prepare presentation material of the ad-hoc stress testing scenarios for wholesale bank.
• Be familiar with the model suites and act as a standby support to the execution team in cycle of formal stress testing programs.
• Responsible for the development and maintenance of the team's control procedures.
• Responsible for the oversight of control execution and evidence of controls for stress testing team's processes, and support 1B, 2nd & 3rd Line of Defense in their review of the controls.
• Responsible for various control initiatives and ensure compliance with the Bank's standards and practices, including EUC, data, non-model.
• Lead or support projects or ad hoc initiatives to investigate issues and identify solutions.
• Continuously strive for improvement and automation in the processes.
• Provide support to governance activities as required.

Qualifications / Skills / Experience:

• Demonstrated skills in communicating complex issues and financial analysis to a diverse audience
• Strong accounting or finance background, with the ability to read, understand, and interpret balance sheets and income statement
• Prior experience in financial reporting, planning and forecast, control functions
• Ability to manage deadlines, multiple tasks and adapt well to changing priorities
• Must be curious and analytical to understand new concept quickly
• Working knowledge of SAS and / or Python
• High degree of proficiency in Microsoft Excel, PowerPoint and Word
• Experience in supporting wholesale businesses and knowledge of wholesale products and processes
• Knowledge of wholesale stress testing processes an asset
• Proven ability to work in a team, provide training, fostering a positive and rewarding work environment
• 5 to 7 years of relevant experience

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet