Bow Valley Credit Union is seeking an experienced Commercial Account Manager, Agriculture to join our growing commercial lending team. This role offers an exciting opportunity to combine your passion for agriculture with your commercial lending expertise while making a meaningful impact in our local communities.
As a trusted advisor to our agribusiness members, you'll be responsible for delivering comprehensive commercial lending solutions, from initial assessment through ongoing portfolio management. You'll work with a diverse range of agricultural operations, providing the financial expertise and relationship-focused service that helps our members succeed.
WHAT YOU'LL DO :
Commercial Lending & Credit Management
- Assess and underwrite agribusiness and commercial credit applications by analyzing financial statements, credit reports, and industry‑specific risk factors
- Structure loan solutions that balance member needs with sound risk management practices
- Prepare detailed credit submissions and recommendations for approval, including presentations to Credit Committee
- Monitor portfolio health through covenant compliance tracking, risk identification, and proactive account management
- Conduct regular site visits to maintain strong member relationships and stay connected to operations
Business Development & Relationship Management
Build lasting relationships with agricultural producers and commercial members through exceptional service and industry knowledgeIdentify opportunities to provide value through lending, deposits, cash management, and other financial solutionsActively participate in community and industry events to strengthen BVCU's presence in the agricultural sectorContribute to the development of commercial programs that support both member needs and portfolio growthRisk & Portfolio Management
Ensure all lending decisions align with BVCU's credit policies and risk management standardsProactively manage early‑stage delinquencies and implement appropriate workout strategies when neededMaintain comprehensive documentation and ensure compliance with regulatory requirementsStay current on agricultural sector trends, market conditions, and emerging risksWHAT YOU'LL BRING :
Education & Experience
Post‑secondary degree in Agriculture Business or related field, or6–8 years of commercial lending experience with proven portfolio management and credit underwriting expertiseDemonstrated success in business development and building member relationships in a commercial banking environmentStrong understanding of credit union operations, lending legislation, and regulatory requirementsCore Competencies
Exceptional analytical and critical thinking skills with strong attention to detailProven ability to assess financial viability, structure credit solutions, and make sound lending decisionsOutstanding communication and interpersonal skills for building trust‑based relationshipsProficiency with MS Office and banking systems (DNA experience an asset)Ability to manage competing priorities and meet deadlines in a dynamic environmentStrong business development skills and a proactive approach to identifying opportunitiesPersonal Attributes
Commitment to delivering exceptional member experienceHigh degree of professionalism, discretion, and confidentialityCollaborative team player with a positive, solution‑focused mindsetSelf‑motivated with ability to work independentlyDedication to continuous learning and professional developmentTHE FINE PRINT :
With the support of our technology and flexible work tools, the role allows you to be where you need to be to best support member needs, business requirements, and ongoing relationship management, with your leader sitting in Cochrane's Administration Office. There is an expectation of periodic face‑to‑face meetings a yearWorking Hours : Monday – Friday 8 : 30 am to 5 : 00 pmMust be bondable and have legal authorization to work in Canada on a full‑time basis for anyone other than current employerThis role will remain open until a suitable candidate is foundAPPLYING WITH BVCU :
BVCU is strongly rooted in the communities we serve and have built considerable success by delivering exceptional service and products to our members to help built a strong financial future. We take great pride in the communities and are committed to helping them thrive. Total compensation includes Flex Days, vacation, RRSP program, and benefits, including an HSA.
At BVCU, we are committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants without regard to race, colour, religion, sex, and all other characteristic protected by law. We believe that diversity and inclusion is critical to our success, and we seek to recruit, develop, and retain our talent from a diverse candidate pool. The credit union reserves the right to change job accountabilities and responsibilities as business needs dictate.
BVCU thanks you for your application, but we will only be contacting successful applicants. Online applications only.
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