VP Credit Risk and Analytics
VP Credit Risk & Analytics
Cambridge ON
With over $1Billion in loans funded, our client has helped hard-working Canadians with personalized money solutions with more flexibility than traditional banks across both its retail and digital channels.
They are a member of the Canadian Consumer Finance Association , fully licensed lender with 110+ branches across Ontario.
The company believes their customers deserve clear, understandable loan terms and therefore encourage fair and fully disclosed lending practices.
The company is on a National growth path, working to digitize the end to end consumer lending experience.
About The Role :
The successful candidates will play an instrumental role assisting with the development of the company's strategy to enhance its Credit Scoring capabilities and exponentially grow its consumer loan portfolio, in branch and digital.
This role will support the development, enhancement and monitoring of all credit scores used in the entire lifecycle of credit : Acquisitions, Adjudication, Credit Limit Assignment, Portfolio Management, Collections, Fraud, Loss Forecasting.
The successful candidate will bring strong statistical knowledge and experience in a credit risk environment with a proven track record of working with other business leaders from across the organization to drive analytically based strategies.
Qualifications :
- 5+ years of experience within consumer lending environment
- Experience building predictive models, regression modeling , credit modelling for auto adjudication, decision trees, logistics regression, etc.
- Experience with R, Matlab, Python or Base SAS.
- Demonstrated understanding of credit scores and, their use in business strategies, post implementation use, and monitoring
- Knowledge of automated decision engines (helped automating decision engines for different clients)
- Strong project management and communication skills
- Proven analytical and conceptual thinker who can adapt to a rapidly changing environment
- Demonstrated ability in working within team and collaborating with multiple stakeholders to understand issues and solve problems
- Ability to distill and communicate complex analytic recommendations to both technical and non-technical stakeholders, both orally and in written presentations
- Educational backgrounds in Applied Statistics, Computer Science, Risk Management, Financial Engineering, Statistical Modelling
J-18808-Ljbffr
Director, Analytics and AI Risk Management Data Risk
The Director, Analytics and AI Risk Management will be responsible for the implementation and maintenance of BMO’s Analytics Risk and Artificial Intelligence (AI) Risk frameworks. As part of the Data, Analytics, and AI Risk team in the second line of defence, the Director will oversee the identifica...
Intern - Commercial Credit & Risk
Commercial Risk Intern will be responsible for providing day-to-day support to the Commercial Credit Specialist and Commercial Risk Analysts for the VCCI Commercial Risk Department. Assist the Commercial Risk Specialist in regular report generation and distribution based on the current distribution ...
Manager, Credit Risk Strategy & Performance (Credit Cards)
Works with internal and external stakeholders to understand the capabilities of risk models and core risk systems to ensure effectiveness of risk decision strategies. Develops and maintains risk strategies using analytics, predictive modelling and business rules to optimize decisions and productivit...
Manager/Senior Manager, Data and Analytics - Risk and Regulatory
Our team understands exactly how data underpins a business and how improving the management, use and insight from this data improves performance and reduces risk. As a Manager or Senior Manager, you will be leading engagement and client teams across data and analytics domains, helping some of the la...
Senior Manager, Analytics and Artificial Intelligence Risk
The Senior Analytics and AI Risk Officer, as part of the second line of defence in Operational Non-Financial Risk, will be responsible for the oversight of Analytics and Artificial Intelligence (AI) deployment at BMO, and ensuring that use cases are consistent with internal risk management framework...
Manager/Senior Manager, Data and Analytics - Risk and Regulatory
This includes, but is not limited to, people with disabilities, candidates from Indigenous communities, and candidates from the Black community in support of living our values, creating a culture of Diversity Equity and Inclusion and our commitment to our AccessAbility Action Plan , Reconciliation A...
Manager, Credit Risk Strategy & Performance (Credit Cards)
Works with internal and external stakeholders to understand the capabilities of risk models and core risk systems to ensure effectiveness of risk decision strategies. Develops and maintains risk strategies using analytics, predictive modelling and business rules to optimize decisions and productivit...
Senior Manager Risk Analytics and Reporting
Supports an efficient and effective risk management function which uses common information sources and practices, reduces ongoing costs, increases service level performance and minimizes risk. Supports the interpretation of internal and external policies and regulatory requirements relevant to the a...
Manager, Commercial Credit & Enterprise Risk
The Manager, Commercial Credit and Enterprise Risk provides leadership and guidance to achieve a balanced approach in assessing and managing commercial credit risk within Alterna and ensuring effective use of Alterna's resources. Under the direction of the Director, Enterprise Risk, the Manager, Com...
Lead Program Manager, Market and Counterparty Credit Risk GFT
Strong experience with Market Risk and Counterparty Credit Risk concepts and processes. Work across multiple projects and systems to develop, communicate, and mentor others on solution design, implementation and operation patterns and best practices. Familiarity with developing various enterprise te...