Software Engineer II, Backend (Infrastructure)

Company Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Position

Software Engineer II, Cost Engineering Team

What You'll Do

• Work with your team’s tech lead and manager to break down larger projects into tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery.
• Support peers and stakeholders throughout the product lifecycle by collaborating with product management, design, and analytics, articulating technical constraints, and partnering on decisions that properly consider risks and trade‑offs.
• Support operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and participating in on‑call efforts to keep the lights on.
• Contribute to a sense of community on your team by engaging in growth and development activities, such as participation in the interview process.

What We Look For

• 1.5+ years of experience as a software engineer.
• Experience designing, developing, and launching backend systems; proficiency in Python or Kotlin.
• Familiarity with building blocks of distributed systems and technologies such as AWS, MySQL, and Kubernetes.
• Experience building cost visibility via tagging and creating cost savings opportunities via cost analysis.
• Ability to translate simple problems or business scenarios into solutions that interact with multiple software components, writing clear, well‑tested, and extensible code.
• Comfort navigating a large code base, debugging others’ code, and providing feedback through code reviews.
• Evidence of ownership of personal growth, proactively seeking feedback from team and stakeholders.
• Strong verbal and written communication skills that support effective collaboration with a global engineering team.
• Either equivalent practical experience or a Bachelor’s degree in a related field.

Compensation

Pay Grade: L
Equity Grade: 5
Base pay range per year: $125,000 – $175,000
Employees new to affirm typically start at the beginning of the pay range. Compensation may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents). Employees may also be eligible for equity rewards offered by affirm holdings, inc.

Benefits

• Healthcare coverage – affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible spending wallets – generous stipends for technology, food, lifestyle needs, and family‑forming expenses.
• Time off – competitive vacation and holiday schedules.
• ESPP – employee stock purchase plan enabling you to buy shares of affirm at a discount.

Remote Work

Affirm is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Some roles may require occasional office work at an assigned affirm office.

EEO & Accessibility Statement

We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. For U.S. positions that could be performed in Los Angeles or San Francisco, affirm will consider qualified applicants with arrest and conviction records per the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance.

Privacy Notice

By clicking “Submit Application,” you acknowledge that you have read affirm’s global candidate privacy notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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