Manager, Credit Structures Private Banking

Job Description

What is the opportunity?

As a key member of a dynamic team, you will be responsible for providing innovative credit solutions and individualized financial advice to high-net-worth clients. As a Manager, Credit Structures, you support Private Bankers by recommending customized credit solutions to meet the needs of high-net-worth clients

Note :   This role requires the incumbent to be in office 4-5 days per week

What will you do?

Effectively manage credit risk on a portfolio of top-tier clients

Assist the clients in creating, growing, and diversifying their net worth and income streams

Assist the Clients in accelerating revenue growth through equitable pricing of credit spread and fees

Analyzing and articulating cash flow from all income streams

What do you need to succeed?

Must-have

University Degree in Accounting or Business Administration

5+ years Lending Experience in the Banking Industry

Previous experience and proficiency in complex credit structuring ( i.e. Home Equity financing using special programs and Access to Cash Flow streams other than standard personal income)

Thorough knowledge and demonstrable acumen with Business financial statement analysis

Ability to manage multiple priorities as well as short turn-around times

Nice-to-have

Small Business and Personal Banking lending experience

Commercial Banking experience lending experience

Strong commitment to continuous learning and educational development

Note :   This role requires the incumbent to be in office 4-5 days per week

What’s in it for you?

We thrive on the challenge to be our best, progressively thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Challenging but rewarding work

Variety of assignments

Financial strength and a strong brand

A strong and diverse team

Management that supports your work and career progression

Job Skills

Additional Job Details

Address :

260 EAST BEAVER CREEK RD : RICHMOND HILL

City : Richmond Hill

Country : Canada

Work hours / week : 37.5

Employment Type : Full time

Platform :

PERSONAL & COMMERCIAL BANKING

Job Type : Regular

Pay Type : Salaried

Posted Date : 2026-02-04

Application Deadline :

2026-02-19

Note : Applications will be accepted until 11 : 59 PM on the day prior to the application deadline date above

I nclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.