Remote Bilingual (EN/FR) Mortgage Underwriter

Join to apply for the Remote Bilingual (EN/FR) Mortgage Underwriter role at Canada Guaranty

CA$75,000.00/yr - CA$85,000.00/yr

Canada Guaranty is a privately held Canadian mortgage insurer, established in 2010 following the acquisition of AIG United Guaranty Mortgage Insurance Company Canada by the Ontario Teachers’ Pension Plan and National Mortgage Guaranty Holdings Inc. As a proudly Canadian company, we are committed to service excellence and helping Canadians achieve successful, long‑term homeownership. Our mortgage solutions protect lenders and investors from losses related to borrower default and foreclosure while ensuring greater access to affordable and sustainable homeownership. Canada Guaranty’s performance‑driven culture thrives on accountability, collaboration, and supportive teamwork. If you’re a dedicated team player with a strong track record of excellence, we can’t wait to hear from you!

About The Opportunity

Canada Guaranty is currently seeking multiple fully remote, bilingual (French and English) Quebec‑based Mortgage Underwriters to support our partners in Eastern Canada. Ideal candidates have previous mortgage underwriting experience, effective communication and problem‑solving skills, and a passion for delivering superior customer service.

Note: Underwriters work shifts which will vary from time to time. Our National Underwriting Centre operates Monday – Friday, 8am – 8pm, and Saturdays from 10am – 6pm (all times EST).

In This Role, You Will

• Underwrite mortgage insurance loans, exercising appropriate judgment and authority in interpreting the company’s credit risk policy.
• Escalate any exceptions or high‑risk files with recommendations to Management.
• Underwrite loans within the parameters of the established client service level agreements.
• Deliver superior customer service through telephone and electronic communication with mortgage and lending customers.
• Effectively negotiate and resolve customer conflicts while adhering to the company’s risk management objectives.
• Assist in developing and building strategic lender relationships, and inform management of any business trends that may impact customer relationships.
• Adhere to the company’s expectations of underwriter productivity, quality, and data integrity.

Essential Qualifications

• Excellent proficiency in French (native language or bilingual in French and English, both spoken and written). Must also have sufficient proficiency in English.
• 2+ years of mortgage underwriting experience with a strong background in credit analysis (less experience may be considered for junior positions on a case‑by‑case basis).
• Previous experience reviewing and interpreting tax returns and financial statements.
• Previous experience reviewing real estate appraisals.
• Demonstrated communication and problem‑solving skills.
• Effective analytical skills with attention to detail.
• Proficiency with, and adaptability to, various underwriting system applications.
• Proven ability to work within a fast‑paced and time‑sensitive environment while demonstrating superior customer service.

What We Offer You

Canada Guaranty is proudly recognized by Great Place to Work® as one of the Best Workplaces™ in Financial Services & Insurance (2024, 2025), Best Workplaces™ in Ontario (2024, 2025), Best Workplaces™ for Mental Wellness (2025), Best Workplaces™ for Inclusion (2025), Best Workplaces™ for Women (2025), Best Workplaces™ with the Most Trusted Executive Teams (2025), and Best Workplaces™ in Canada – 100‑999 Employees (2025). We offer a comprehensive total rewards package, including competitive compensation, company‑matched retirement programs, health and dental coverage, flexible work options, and a friendly, inclusive, and supportive culture.

Accommodation Notice

Canada Guaranty is committed to fostering an equitable, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we serve and work alongside. Candidates may request accommodation at any point during the interview process.

Seniority level

• Entry level

Employment type

• Full‑time

Job function

• Other
• Insurance