Associate Wealth Advisor and Financial Planner

Job Summary

Job Description

What is the opportunity?

RBC Dominion Securities is a relationship-focused investment and wealth management firm that consistently ranks #1 in Canada.

We are proud of our collaborative, supportive culture that enables success at every level and equips us to help our clients achieve their financial goals.

As an integral member of a successful and growing private-client discretionary wealth management team, your role as a Associate Wealth Advisor and Financial Planner is to deliver high value customized advice and wealth management strategies to High Net-Worth (HNW) clients.

As a valued partner, you will also assist with business development, opportunity spotting and revenue generation.

Harp Dhillon Group

Business Delivery & Operational Management

• Work with our team and other experts in our Financial Planning and Estate Planning group to prepare comprehensive plans to meet client's specific needs in the areas of financial, investment, retirement and risk management.
• Work with clients and provide expert knowledge around issues affecting clients, such as : holding companies, employee stock options, individual pension plans, retirement compensation agreements, gift and charitable planning, etc.
• Deliver presentations to clients, COIs, prospects, and educate business owners about wealth management options / strategies, or recent developments (budget changes, taxes, etc.)
• Promote and support a work environment that inspires innovation, creativity, collaboration and diversity
• Maximize outcomes by actively contributing to the client's peace of mind and the team's business development pursuits
• Develop strong internal and external networks and referral sources.

Client & Relationship Management

• Develop strong internal and external networks and referral sources (ie, Bank professionals, Accountants, Lawyers, etc.)
• Ability to foster and strengthen existing high / ultra-high net worth client relationships is critical
• Help clients and their professional accountants for year-end tax filing prep.
• Ensuring that each and every client is benefiting from tax minimizing options available to them (Inc. RRSPs, TFSA, IPPs, RCAs Spousal loans, Trusts and insurance strategies
• Maintaining up to date records of clients' net-worth and cash flow statements
• Reviewing Tax returns (T1, T3 etc.) to look for tax planning opportunities and working with their professional accountants and lawyers for implementation of the suitable options
• Working with clients to achieve their charitable and legacy planning goals
• Ability to make a difference and lasting impact

Must-have

• CPA designation
• A minimum of 5+ years of relevant industry experience
• Experience interacting with High-Net-Worth clients.

Nice-to-have

• In-depth tax course
• A background in one of the following areas would be considered an asset : Tax manager with a reputable accounting firmSimilar role with another investment dealerFinancial Planner
• CFP Designation
• Other Finance Designations
• Life Insurance Designations

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper.

We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program which include competitive compensation and flexible benefits
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work
• Opportunities to building close relationships with clients

The expected base salary range for this particular position is $38,000 - $55,000 depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn considerably more through RBC's robust discretionary bonus program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that :

• Drives RBC's high-performance culture
• Enables collective achievement of our strategic goals
• Generates sustainable shareholder returns and above market shareholder value

Job Skills

Customer Service, Customer Service Management, Decision Making, Interpersonal Relationship Management, Investment Management, Investment Performance Measurement