Job descriptionWork Location:Toronto, Ontario, CanadaHours:37.5Line of Business:FinancePay Details:$96,900 - $136,800 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:Department OverviewThe Finance team for Canadian Credit Cards within Canadian Personal Banking Finance supports the development and achievement of financial and strategic objectives by providing value-added planning, forecasting, management reporting, and insightful analysis and advice to business leaders on financial and business matters.Key responsibilities of the team include:Planning, forecasting, consolidation, and management reporting in support of Canadian Credit Cards portfolios and business strategies.Assessing implications to Cards Plan and Forecast, identifying and escalating issues, and ensuring Cards Plan and Forecast updates are appropriately reflected.Developing deep dives into revenue, expenses, P&L drivers, and business performance to tell the underlying story and provide actionable insights.Integrating internal, competitive, and industry trends to support strategy formulation and effective business decision-making.Building and leveraging strong relationships across Finance, Cards business partners, and broader functional groups to support the Finance mandate.Job DescriptionReporting to the AVP, Cards Finance, this position is responsible for the consolidation, production, analysis, and presentation of monthly management reporting, Flash, Monthly Operating Results (MOR), Annual Plan, and quarterly Forecasts for the Canadian Credit Cards business. The individual will work collaboratively with Cards Finance colleagues, business partners, and corporate/functional teams to consolidate financial results, extract key business drivers, validate assumptions, and frame a clear overall story that supports senior management decision-making.The key accountabilities include:Manage the preparation of Cards Flash, MOR, Plan, Forecast, and other ad hoc reporting requests, with a focus on clear, concise, value-add analysis and executive-ready commentary.Lead the overall Cards forecasting and planning consolidation process, including validation of assumptions, preparation of management decks, and collaboration with stakeholders to understand P&L drivers.Act as a key coordination point for Cards Finance as it relates to monthly, forecast, planning, and performance reporting routines.Review and/or prepare ad hoc analysis to support interpretation and understanding of results, including revenue, expense, portfolio, and allocation-related drivers.Provide decision support to senior management and business partners to help meet financial objectives and identify risks, opportunities, and emerging issues.Identify, investigate, and escalate key financial and accounting issues, ensuring timely follow-up, resolution, and transparent communication.Work closely with business partners to provide transparency on allocated costs, expense drivers, and variance explanations.Manage relationships with Cards business partners, Finance partners, and other stakeholders, responding to queries or coordinating the relevant actions required.Continuously improve finance processes, reporting capabilities, controls, templates, and routines to enable faster, more consistent, and more insightful reporting.Ensure proper controls are in place to maintain data integrity across Cards financial results, including consistency with business unit reporting, financial systems, data flows, and enterprise reporting tools.Understand financial drivers for Cards business activities, identify key performance metrics, and incorporate benchmark, industry, and best-practice information where relevant.Support team member development through coaching, delegation, knowledge sharing, and performance management as needed.Participate fully as a key member of the Cards Finance team, promoting team effectiveness, innovation, collaboration, and the Finance brand.Job RequirementsEducation and Accreditation:Strategic thinker with strong business acumen and the ability to connect financial results to business performance drivers.Demonstrated initiative, ownership, and ability to work with a high degree of autonomy in a fast-paced, continuously evolving management reporting environment.Excellent written and verbal communication skills, with the ability to select, interpret, and present financial results using simple, impactful messages for senior leaders.Strong interpersonal, relationship-building, and leadership skills, with a customer-service mindset and a demonstrated ability to make things happen through partnership.Strong understanding of financial accounting, controls, planning, forecasting, and management reporting processes.Experience evaluating business issues, identifying potential solutions, and implementing actions to resolve or escalate issues appropriately.Detail-oriented, with expertise in documenting processes, building controlled templates, and maintaining reporting/data integrity.Relevant experience in credit cards, financial reporting, business performance analysis, or a large, highly matrixed finance environment; 7-10 years of relevant experience preferred.Expert-level knowledge of MS Excel and PowerPoint, and strong working knowledge of Hyperion Essbase, MS Word, and Outlook.Knowledge of Co-pilot, Tableau, MS Access, Oracle, or other enterprise reporting/automation tools would be an asset.Team player who is comfortable working under pressure, solving problems with ambiguous data or minimal direction, and adapting to a continuously changing environment.Ability to coach, delegate, and provide guidance to other team members.University/College education with a focus on Finance, Accounting, Commerce, or Business.Business and/or accounting designation preferred or working toward designation (CPA/MBA/CFA/CA).Who We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn moreAdditional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationYour accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.We look forward to hearing from you!Language Requirement (Quebec only):Sans Objet #J-18808-Ljbffr
