Senior Credit Analyst

Types of Jobs - Risk Management / Control

Job title

Senior Credit Analyst

Contract type

Permanent Contract

Yes

Job summary

The Canada Branch has offices in Montreal and Torontoproviding financial services to Canadian Financial Institutions, Banks, Pension Funds & SSA and to large Canadian headquartered international corporations.

Crédit Agricole Services & Operations is hosting a part of all Crédit Agricole CIB’s support functions, from KYC, Back Offices, Risk, IT, Legal or Financesupporting our growing operations in the Americas and complementing our European and Asian operations platforms in a “follow the sun” approach.

When you join CA-CIB Canada, you are joining a certifiedGreat Place to Workemployer, and a highly engaged workforce

Summary

Responsible for processing credit requests and annual reviews with a primary focus on Power, Oil and Gas, Commodities Finance.

Key responsibilities

• Preparation of the credit application and credit analysis based on requests received from the Front Office in view of issuing an independent risk opinion:
  • Assessment of the creditworthiness of the borrower based on analysis of sector trends and drivers, market positions, peer comparison, financial statements and financial projections when applicable.
  • Assessment of the transaction, the legal structure, terms and conditions.
  • Assign the adequate Basel risk parameters (including rating, LGD).
  • Submission of files to NY Credit Committee and present the risk opinion.
• Frequent interaction with the various Front Office teams to organize the deal pipeline, discuss the risks of the transaction and mitigants, the commercial strategy and profitability.
• Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.
• Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in HO as appropriate; contribute to and attend Early warning and SAR meetings.
• Assist in any internal or external audit assessments (FRB, SNC, IG), contribute to the USRC, to portfolio reviews, loan reviews, or special projects as needed.
• May also be asked to analyze counterparties in other sectors depending on workloads.

Supplementary Information

Key Internal contacts:

• Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects)
• Local Front Office teams (ITB, GCF, CIB)
• Home Office RPC SCS and Front Office
• Loan Review

Geographical area

America, Canada

City

MONREAL

hybrid

Education

Bachelor Degree / BSc Degree or equivalent

Bachelor’s degree in Finance

Level of minimal experience

11 years and more

Experience

10+ years of credit experience at a bank and/or a credit rating agency

Required skills

• Analyze and summarize credit information
• Make presentations to Credit Committee and other constituents as needed
• Cooperate with local and international teams Prioritize workload effectively
• Be proactive, work independently and solve problems
• Work towards the goals highlighted in CACIB’s strategy
• Be flexible to changing environments
• Credit analysis, financial modelling, legal documentation
• Microsoft Office suite
• Verbal and written communication skills in English and French required (You will need to service Anglophone clients and work with Anglophone colleagues)

Entity

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)

Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world *.

We support major companies and financial institutions in their development and the financing of their projects.

As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.

Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.

We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.

Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.

By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.

All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.

Ready to take part in our mission ?

*By balance sheet size - The Banker, Juillet 2025

Reference

2026-114586

Reference

2026-114586

Update date

27/07/2026

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