Intermediate/Senior Underwriter

You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues—experts in their fields—who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients—the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.

Job Description

Location: hybrid

As an Intermediate/Senior Underwriter, you’ll join one of Canada’s top insurers. We are known for our strength in the market and our commitment to our people. Underwriting here goes beyond risk assessments; we focus on making thoughtful, well‑informed decisions that provide financial security to Canadians and their loved ones.

Life’s Brighter Under the Sun

Joining our team at Sun Life means you can expect:

• A hybrid working environment, blending in‑office collaboration with work‑from‑home flexibility.
• Flexible benefits from day one, meeting the needs of you and your loved ones.
• A stock ownership program and pension plan with company matching opportunities.
• An annual bonus based on company and individual performance.
• Paid vacation based on experience, 5 care days for self‑care or care of others, and 10 personal illness days to support your well‑being.
• A unique sabbatical program offering up to 6 weeks off every 5 years.
• Investment in not‑for‑profit organizations that matter to you.
• A maternity/paternity top‑up program so you can focus on your growing family.

What Will You Do?

• Analyze medical, personal and financial information submitted with life and critical illness insurance applications.
• Assess and classify risk; gather additional information such as medical tests or referrals as required.
• Approve cases within your authority limit; submit cases exceeding limits for co‑sign.
• If decisions are unfavourable for the Client, negotiate a better decision from our reinsurers in accordance with reinsurance treaties and internal rules.
• Liaise with business leaders and advisors, delivering exceptional service and expertise.
• Communicate and explain decisions effectively to financial security advisors and/or Clients’ physicians, as required.
• Respond to inquiries from financial advisors and general agents without revealing confidential content.
• Document thoughtful decisions in the underwriting system.
• Contribute to a positive environment through teamwork, innovation, continuous improvement, and professional development.
• Maintain medical knowledge and stay current on underwriting approaches.

What Do You Need to Succeed?

• Minimum 3 years of experience as an Individual Life Underwriter.
• Existing life and critical illness signing authorities.
• Analytical, judgement, problem‑solving and decision‑making skills.
• Influencing and negotiation skills.
• Knowledge of medicine and risk factors.
• A service‑oriented attitude with interpersonal skills to collaborate with internal and external partners.
• Proven ability to meet tight deadlines and work under pressure while prioritizing multiple tasks.
• Specialized training: ALU certificate and a commitment to ongoing education with a goal of attaining the FALU and FLMI designations.
• Spanish or bilingualism (French, English) required for Quebec roles; independence for other locations. This includes creating and delivering training to employees and clients in Canada or worldwide.

Benefits and Compensation

The Base Pay range is for the primary location for which the job is posted; it may vary based on work location or other factors. In addition to Base Pay, eligible Sun Life employees participate in incentive plans tied to individual and company performance. Certain sales‑focused roles may also have sales incentive plans based on individual or group results.

Salary Range: 58,000 – 93,000 CAD.

Equal Opportunity Statement

Diversity and inclusion are at the core of our values. We welcome applications from qualified individuals from all backgrounds. Persons with disabilities who need accommodation in the application process may email a request to brightside@sunlife.com.

Posting End Date

05/08/2026

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