Retail Risk Product Owner

Date Posted: 07/10/2026

Hiring Organization: Rose International

Position Number: 504020

Industry: Financial Services

Job Title: Retail Risk Product Owner

Job Location: Mississauga, ON, Canada, L5B 1A7

Work Model: Hybrid (3 days onsite, 2 days remote)

Employment Type: Temp to Hire

FT/PT: Full-Time

Estimated Duration: 6 months

Hourly Rate: $70.00 - $80.00

Skills/Attributes: Python, Risk Analysis, UAT

Experience Desired: CCAR/DFAST regulatory stress testing frameworks (5 yrs); retail credit products (5 yrs); risk modeling concepts (10 yrs)

Required Education: Bachelor's Degree; Preferred: Master’s Degree

Qualifications

• 10+ years experience in product management, business analysis, or similar in financial services with focus on retail risk.
• 5+ years direct experience with CCAR, DFAST, or similar stress testing frameworks and loss forecasting processes.
• Proven track record of successfully delivering complex technology platforms or products in an agile environment.

Technical Skills

• Strong understanding of retail credit products (credit cards, mortgages) and associated risk drivers.
• Understanding of risk modeling concepts (PD, LGD, EAD) and complete flows from data to models to regulatory consumption.
• Knowledge of Python, UI/UX, SQL and related platforms used in regulatory processes.

Soft Skills

• Exceptional communication, presentation, and interpersonal skills; can articulate complex concepts to technical and non-technical audiences.
• Strong analytical and problem‑solving abilities with keen attention to detail.
• Ability to influence stakeholders and drive consensus across diverse teams.
• Proactive, self‑starter; works independently and as part of a team in a fast‑paced environment.

Key Responsibilities

• Define and articulate product vision, strategy, and roadmap for the Loss Forecast Platform.
• Conduct market research, competitive analysis, and gather stakeholder feedback to identify opportunities and inform product decisions.
• Translate high‑level strategic objectives into detailed product requirements and user stories.
• Experience using AI‑assisted tools is a plus.
• Act as primary liaison among risk management, finance, technology, and stakeholders to capture, analyze, and prioritize business requirements.
• Develop and maintain a groomed product backlog, prioritizing based on business value, regulatory urgency, and technical feasibility.
• Facilitate workshops to elicit detailed requirements and resolve ambiguities.
• Work closely with agile development teams (scrum masters, developers, QA) throughout product lifecycle.
• Provide guidance and answer questions during sprint cycles to ensure accurate implementation.
• Participate in all agile ceremonies (sprint planning, daily stand‑ups, sprint reviews, retrospectives).
• Oversee UAT to ensure delivered solutions meet requirements and quality standards.
• Maintain an in-depth understanding of retail credit risk methodologies, CCAR, DFAST, CECL and other regulatory guidelines.
• Ensure platform design supports data governance, model risk management, and auditability for regulatory submissions.
• Collaborate with model development and validation teams to integrate advanced loss forecasting models.
• Communicate product updates, progress, risks, and challenges to senior management and stakeholders.
• Manage expectations and negotiate scope trade‑offs for optimal outcomes.
• Monitor platform performance, user feedback, and regulatory changes for continuous improvement and innovation.
• Champion data‑driven product development using analytics to inform decisions.
• Only those lawfully authorized to work in the designated country will be considered.
• Position start dates and duration are estimates and may be adjusted based on business needs.

Benefits

For information on employment benefits, refer to the provided link. For questions, contact our HR Department via the secure website.

Equal Opportunity Employer

Rose International is an Equal Opportunity Employer. All qualified applicants will receive consideration irrespective of race, color, religion, age, sex, sexual orientation, gender, national origin, disability, veteran status or other legally protected characteristics.

Compliance

The company participates in the U.S. Department of Homeland Security Employment Verification Program (E-Verify).

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