Small Business Insurance - Senior Underwriter

Description

As a Senior Underwriter the accountability is to drive profitable growth through quality underwriting with a commercial focus.

• Accountable to collaborate with internal partners to identify new business opportunities and provide superior technical expertise to advisors and customers to price the risk appropriately.

• Qualify underwriting files by understanding the needs and risk characteristics of the customer, ensuring benefits from both top-line and profitability perspectives.

• Develop and maintain relationships cross-functionally and with external stakeholders to deliver an exceptional customer experience.

• Act as a point of escalation for more junior underwriters to refer risks within established authority levels

• Maintain the quality and profitability of the portfolio and refer all risks outside of established authority levels to the appropriate approver for review and actioning.

• Provide insights on market research and analysis, develop business cases for pricing, coverage and product improvements.

• Contribute to the introduction and communication of pricing, coverage and/or product changes from time to time, including creating uw bulletins, contributing to development of uw guidelines, etc.

• Help identify areas of concern regarding loss ratios, risk trends or other discrepancies

• Participate in Quality Reviews and audits as required.

• Support maintenance of a compliant UW environment in relation to guidelines and rules.

Job Requirements

• Undergraduate degree or relevant professional certifications, designations, or equivalent required

• Minimum of 3 years relevant Underwriting experience in commercial insurance

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet