2026 GRO Program – Actuary (Canada) (Waterloo)

At Manulife we believe in investing in the future starting with you!Our GRO program is a boldnew approachto early talent development designed to launch your career with the support structure and opportunities you need to thrive. GRO is Manulifesflagshipearlytalent than just ajobitsa launchpad for your career. GRO offersa consistent high-quality experience for new graduates across the organization.

Step into your future with our Actuarial Development Program (ADP)a key stream within our GRO early talent program. ADP is designed to launch high-potentialactuarial talentinto impactful careers through structured rotations every18 -24monthsacross areas like Pricing Valuation Risk Management and more. As part of GROyoulljoin a vibrant community of peers benefit from professional development sessions core skills training mentorship leadership exposure and full support on your FSA/FCIA journeyincluding paid study time and exam resources. With increasing responsibility competitive compensation and access to Canadas largest actuarial network ADP empowers you to grow into a future business and technical leader while making a difference for customers around the world.

Position Responsibilities:

• Help design and price insurance and annuity products.

• Play a key role inestablishingactuarial assumptions quantifying reserves and meeting regulatory and capital requirements.

• Provide analysis and sound advice to business partners to help meet our strategic goals.

• Collaborate with management toidentifyrisks and opportunities while taking initiatives to improve business performance.

• Support a culture of continuous improvement through ongoing analysis of procedures and actuarial methodologies. Develop better insights and processes byleveragingthe latest technology.

Required Qualifications:

• Working towards a University degree in Actuarial Science MathStatistics orrelateddiscipline with expected graduation of 2027.

• Possessing relevant actuarial experience anddemonstratinga strong commitment towards FSA/FCIA designations ( at least one SOA exam).

Preferred Qualifications:

• Well-developed interpersonal organizationalcommunicationand leadership skills.

• Solution-oriented with strong analytical and problem-solving skills.

• Self-starter and team player witha high levelof initiative and strong work ethic.

• Excellent working knowledge of Excel isrequired.

• Experience with AXIS or other actuarial software is an asset.

When you join our team:

• Wellempower you to learn and grow the career you want.

• Wellrecognize and support you in a flexible environment where well-being and inclusion are more than just words.

• As part of our global teamwellsupport you in shaping the future you want to see.

Application Instructions:

• Pleaseindicatethe number of actuarial exams you have completed in your resume.

• Pleasesubmityour resume academic transcript and work term evaluation (if any) in one PDF file.

Salary range is expected to be between:

• $75000.00 CAD - $105000.00 CAD

  Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions geography and relevant job-related factors such as knowledge skills qualifications experience and education/training. If you are applying for this role outside of the primary location please contactfor the salary range for your location.

  Manulife/John Hancock offers eligible employees a wide array of customizable benefits including health dental mental health vision short- and long-term disability life and AD&D insurance coverage adoption/surrogacy and wellness benefits and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources.

  #LI-Hybrid

This posting supports an ongoing hiring initiative for existing and/or future vacancies.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider helping people make their decisions easier and lives better. To learn more about us visit is an Equal Opportunity Employer

At Manulife/John Hancock we embrace our diversity. We strive to attract develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment retention advancement and compensation and we administer all of our practices and programs without discrimination on the basis of race ancestry place of origin colour ethnic origin citizenship religion or religious beliefs creed sex (including pregnancy and pregnancy-related conditions) sexual orientation genetic characteristics veteran status gender identity gender expression age marital status family status disability or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process contact .

Referenced Salary Location

Waterloo Ontario

Working Arrangement

Salary range is expected to be between

$60900.00 CAD - $101500.00 CAD

Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions geography and relevant job-related factors such as knowledge skills qualifications experience and education/training. If you are applying for this role outside of the primary location please contact for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits including health dental mental health vision short- and long-term disability life and AD&D insurance coverage adoption/surrogacy and wellness benefits and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays vacation personal and sick days and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S. please contact for more information about U.S.-specific paid time off provisions.

We use data and analytics technologies such as artificial intelligence (AI) and automated processing tools to analyze and process the information you provide to us or third parties in the application process. For more information please refer to our personal information collection statement.

Employment Type : Full-Time
Experience: years
Vacancy: 1