Job Description
What is the Opportunity?The Senior Manager, Cross border Payments and FX Products is responsible for the suite of payment products across product strategy, pricing, and profit & loss management. Own suite of payments products across domestic, international, and FX products. The role provides senior level product management and oversight of the payment’s portfolio collaborating with other product team members, Marketing, Digital, Assisted Channels, and Operations to ensure appropriate alignment, prioritization and execution against the desired end state and outcomes. Proactively identifies and prioritizes product innovation opportunities, portfolio monitoring activities, and pricing opportunities to drive growth of the portfolio.What will you do?Lead RBC Bank Payments Management: Oversee product portfolio across payments and FX products with full P&L and pricing accountability for strategy, execution, performance, risk management, and forecasting.
Design Client-Centric Strategies: Deeply understand client pain points, competitive landscapes, and market trends to create differentiated value propositions that drive portfolio growth and satisfaction.
Drive Cross-Functional Collaboration: Partner with Digital, Assisted Channels, Operations, Risk, Digital, Marketing, and Technology teams to align on shared goals and optimize experiences.
Execute Strategic Roadmaps: Translate vision into actionable plans with defined KPIs, MVPs, and iterative launches, ensuring profitability and risk mitigation.
Develop Financial Business Cases: Analyze market insights, validate demand, engage external partners, and collaborate with marketing to assess viability and recommend enhancements.
Own End-to-End Risk Management: Manage reputational, regulatory, and strategic risks; lead fraud prevention and mitigation strategies with Risk, Legal, and Compliance teams.
Lead Cross-Functional Initiatives: Act as accountable owner for payments product portfolio in product initiatives, formulating strategic recommendations and optimizing P&L impact.
Monitor Industry & Competitor Trends: Benchmark portfolio performance, maintain awareness of economic trends, and manage product impact through regular industry analysis.
7–10 years of experience in product management including pricing, P&L, product strategy & innovation
Deep expertise owning and driving growth in payments and FX products
Strong financial acumen to analyze revenue/cost levers and set balance growth, revenue, and profitability targets.
Experience developing business cases and conducting risk assessments to drive prioritization and execution decisions
Demonstrated ability to identify, evaluate, and champion innovative product solutions / value proposition to enhance portfolio performance
Deep understanding of Canadian banking culture and cross-border client needs.
Exceptional influence and communication skills to align stakeholders outside direct control.
Bachelor’s degree in Business, Finance, or a related field.
Masters in Business Administration
Advanced skills in data analytics and digital enablement strategies.
A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as pension program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.
Leaders who support your development through coaching and managing opportunities
Ability to make a difference and lasting impact
Work in a dynamic, collaborative, progressive, and high-performing team
Opportunities to do challenging work
Opportunities to build close relationships with clients
Address:
RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOCity:
TorontoCountry:
CanadaWork hours/week:
37.5Employment Type:
Full timePlatform:
PERSONAL & COMMERCIAL BANKINGJob Type:
RegularPay Type:
SalariedPosted Date:
2026-06-30Application Deadline:
2026-07-20Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveOur Employment OpportunitiesAt RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.Join our Talent Community
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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
Senior Manager, Cross-Border Payments and FX Products • TORONTO, Ontario, Canada
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