IBM Payments Centre Machine Learning Developer Intern (Jan 2026 - 8 months - Toronto)

Introduction

We are seeking enthusiastic and driven interns to join our AI/ML and Advanced Analytics team. This internship offers an opportunity to work on cutting-­edge projects involving machine learning, artificial intelligence, advanced analytics, and data science. You will gain hands-­on experience developing and deploying AI-­driven solutions for real-­world applications in domains such as payments systems, advanced analytics, and edge AI hardware.

This position is open to applicants who reside in Toronto and is open to applicants seeking a 8-month internship work term, commencing in Jan 2026. It is mandatory that all applicants are enrolled in full-­time studies at a post-­secondary institution and returning to full-­time studies upon completion of their work term.

Your role and responsibilities

• Develop and deploy advanced machine learning models for predictive analytics, anomaly detection, and optimization in business-­critical systems, such as payments platforms and supply chains.
• Design and implement analytical pipelines to process structured and unstructured data, supporting real-­time decision-­making and insights generation.
• Build models for predictive maintenance, customer behavior analysis, fraud detection, and operational efficiency improvement.
• Leverage advanced statistical methods and machine learning techniques (e.g., regression, classification, clustering, deep learning) to solve complex business problems.
• Integrate ML models with analytics platforms and visualization tools for actionable insights delivery.
• Collaborate with data engineers to ensure data pipelines are robust, scalable, and optimized for ML model training and deployment.
• Monitor and retrain deployed models to ensure they meet performance and accuracy benchmarks over time.
• Conduct exploratory data analysis (EDA) to uncover trends, correlations, and insights that inform strategic decision-­making.
• Apply natural language processing (NLP) techniques for text analytics, sentiment analysis, and document classification.
• Ensure compliance with data privacy and security regulations in all analytics workflows.

Required education

High School Diploma/GED

Preferred education

Bachelor’s Degree

Required technical and professional expertise

• Proficiency in Python, R, or Java for AI/ML model development and testing
• Strong data modeling skills, including the ability to design and implement normalized and denormalized schemas
• Proficiency in encryption technologies and secure data handling, including experience with encryption protocols, data masking, and access control mechanisms
• Experience with data integration tools and frameworks for real-­time and batch data processing
• Knowledge of cloud platforms and cloud-­native database services, including serverless computing, data lakes, and containerized data workloads.
• Strong troubleshooting skills to identify and resolve performance, integration, and data quality issues in complex data ecosystems
• Ability to work effectively with cross-­functional teams, ensuring that data solutions meet business and technical requirements
• Familiarity with data governance practices, ensuring compliance with data privacy regulations and standards

Other relevant job details

Must have the ability to work in Canada without sponsorship.

This role will involve working with technology that is covered by Export Regulations sanctions. If you are a foreign national from any of the following US sanctioned countries (Cuba, Iran, North Korea, Syria, and the Crimea, Luhansk, Donetsk, Kherson and Zaporizhia regions of Ukraine) on a work permit, you are not eligible for employment in this position.

IBM is proud to be an equal-­opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, genetics, pregnancy, disability, neurodivergence, age, or other characteristics protected by the applicable law. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.

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