CTM Global Credit Associate

Job Description

What is the opportunity?

Manage an assigned portfolio of Global Corporate clients. Responsibilities include working with Corporate Banking and other groups to facilitate and enhance the credit process through efficient and value-add support to partners, including onboarding activities, and execution of new transactions, amendments and extensions; manage a full range of credit, trading and transactional products; compliant funding; excess management; and annual reviews.

Resolve credit issues with various banking units and Group Risk Management as required and provide advice as warranted.

What will you do?

• Ensure timely preparation of (i) credit transaction requests (which may include but not limited to new credits, restructurings, renewals, amendments, waivers, loan documentation reviews and cash management), (ii) annual reviews and regularisations of an assigned portfolio of Corporate Borrowers and credit facilities ensuring accurate data integrity
• Use bank policies/guidelines and judgement to manage daily excesses, over-limit payments in accordance with Delegated Authorities and, managing ongoing credit relationships within RBC providing fair, specific and balanced advice.
• Work closely and maintain positive relationships with Corporate Banking, Group Risk Management, Loan Portfolio Management, Risk Solutions Group and the Loan Administration team
• Other projects or assignments as required which will possibly include portfolio reviews where analytical, research, strategic and problem-solving skills are required.
• Keep up to date on policy changes/updates and participate in team deliverables with respect to regulatory/audit priorities.
• Demonstrate a client service mindset while negotiating documentation, booking new credit lines and credit surveillance and operationally managing your lending portfolio
• Employ an efficiency mindset and look for opportunities to increase automation, and /or to create capacity by reduction in low impact work.
• Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners.
• Willingly share knowledge and provide guidance to others on the team, as well as other business partners

What do you need to succeed?

Must-have’s

• Work experience in a credit risk role/function
• Academic background with a university degree, other professional designation or relevant work experience.
• Strong financial risk analysis and/or accounting skills
• Ability to prioritize work and manage competing demands.
• Excellent written and spoken communications abilities
• Ability to work in an interactive team environment
• Strong general PC skills (Word, PowerPoint, Excel, Outlook)

Nice-to-have’s

• Understanding of LMA style credit documentation
• CFA accreditation

What is in it for you?

We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Opportunities to work with the best in the field
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible working options fully supported.

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-06-18

Application Deadline:

2026-07-27

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

$90,000.00 - $135,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.