Analyste principal, assurance prêt

Who we are:

Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals.

Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig.

Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers.

Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank.

Join Fairstone as a Senior Analyst, Loan Accounting and be part of our talented and growing team!

The Financial Controller’s team at Fairstone, as part of the Fairstone organization, is committed to supporting our broader business strategy. The successful candidate will work closely with the Accounting Manager of Fairstone Financial (carrying on Consumer Finance business) on all Loan accounting and reporting matters, adding value to the firm through strategic analysis, advisory, financial reporting, corporate governance and provide expertise and hands-on management of a broad spectrum of day to day accounting operations in support of the business. This is an excellent opportunity for an experienced industry professional.

About the role:

• Analyze financial results, prepare variance analysis and ensure integrity and accuracy of the IFRS financial statements notes related to Loan accounting.
• Lead the implementation of new, and adherence to, IFRS reporting requirements related to Loan and Insurance accounting and reporting, including researching and providing guidance to business.
• Assist with input on loans related matters including loan loss reserves for quarterly management presentations.
• Work closely with the Investor Reporting team supporting Securitization of consumer finance receivables.
• Audit liaison for Loan and Insurance accounting matters and issues with external / internal auditors and manage the outcome.
• Assist with the preparation of relevant disclosures in the quarterly and annual financial statements.
• Troubleshooting issues and serving as subject matter expert while working with other functional areas such as Shared Services, Risk, FP&A, Treasury and Tax.
• Lead the development, implementation and enhancements of internal controls, and ensure adherence to corporate policies and directives.
• Manage and/or participate in ad hoc projects (Product Processor enhancements, process improvement initiatives etc.), as required.

What we’re looking for:

• Bachelor’s degree in Accounting or Finance.

• A professional accounting designation preferred.

• Progressive relevant work experience (3 to 5 years) involving product accounting, working with external and internal auditors.

• Experience at a large financial institution and experience working for a multinational corporation is a plus.

• Financial analysis skills and experience.

• Strong attention to detail and documentation skills.

• Strong knowledge of technical accounting (IFRS) and internal control principles.

• Proficient in MS Office, specifically advanced skills in Excel.

• Demonstrated leadership skills, with ability to influence and gain support for objectives.

• Self-motivated individual capable of adapting to change, managing multiple tasks and continuously evaluating priorities to lead tasks/projects to completion.

What you’ll love about working here:

• Award-Winning Culture: We’re proud to be recognized as a and one of by Canada’s Top 100 Employers.
• Work-Life Balance: Enjoy flexibility with our hybrid work model designed to support your lifestyle.
• Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
• Compensation Package: Competitive base salary plus an annual incentive bonus tied to performance.
• Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
• Future-Ready Savings: Group Retirement Savings Plan with up to 7% employer match.
• Exclusive Perks: Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
• On-Site Fitness: Gym access at our London and Montreal offices.
• Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development.
• Family Support: Parental leave top-up program to help you during life’s big moments.
• Community Impact: One paid volunteer day to give back to causes that matter to you.

If what you read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for first stages of the interview process.

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