Underwriting Co-Op Student, Cyber & Tech (September - December 2026)

Department: Underwriting

Location: Toronto

Reports To: Senior Underwriter

Company Overview:

Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal, and Halifax.

At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At Liberty Mutual Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!

Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:

- A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance.

- Competitive time off policy

- Employee & Family Assistance Programs

- Participation in our national employee committees’ initiatives – social responsibility, employee engagement, diversity, equity & inclusion

The Opportunity:

Liberty Mutual Canada, a division of the Liberty Mutual Company, which is part of the Liberty Mutual Group is seeking a Co-Op student who is interested in launching their career in Insurance.

A world of opportunity awaits you at Liberty Mutual Canada. Find out how our culture of continuous improvement and commitment to diversity, equality, and inclusion leads to innovation and builds lasting relationships with our customers and colleagues.

We are always in search of the best in the industry, passionate professionals who are enthusiastic, self-motivated, innovative, and entrepreneurial team players.

As an Underwriting Co-Op Student, Cyber & Technology, you will have the opportunity to develop key skills and to build a successful underwriting career at a growing company that has consistently met financial growth objectives.

Underwriting in the Cyber & Technology space focuses on analyzing evolving digital risk factors -including data breaches, ransomware, system failures, technology errors & omissions, and emerging cyber threats - and making informed decisions on whether or not to stake corporate capital. Additionally, the role requires sales and marketing skills through interaction with brokers to differentiate our cyber and technology products and services from our competitors'.

Cyber & Technology Underwriters should have a mix of strong analytical, negotiation, and communication skills while acting as decisive problem solvers who lean on curiosity and research to assess risk and thrive within a fast-paced, collaborative environment.

This position offers you the chance to develop risk selection acumen, insurance knowledge, and hone your negotiation skills, while building relationships with brokers in the industry.

Duties and Responsibilities:

• Manage a portfolio of cyber and technology renewal policies assigned to you within your department.
• Interact and negotiate with brokers on sales strategies, policy terms and pricing.
• Seek out new business opportunities by attending corporate networking events and foster new relationships with multi-tiered brokerages.
• Handle underwriters' renewal portfolios and strive to achieve target financial metrics in different lines of business.
• Research Canadian and global businesses across multiple industries to identify risk factors specific to their operations, suppliers, and customers.
• Analyze financial stability, corporate reputation, cyber security, products liability, and catastrophe exposure, among other factors to assess overall risk.
• Analyze micro and macro-economic factors and industry trends which may impact businesses in various industries.
• Make decisions on company risk profiles and provide analysis and recommendations to the underwriting team.
• Assist in development of risk rating models to balance actuarial loss projections and real-market pricing.
• Review renewal applications and generate quotes and binders within our underwriting platforms.
• Review and monitor loss activity for broad industry trends as well as for individual clients.

Skills & Qualifications:

• Excellent organizational, communication and interpersonal skills.
• Currently pursuing a degree or diploma in Business, Insurance, Risk Management, Computer Science, Information Technology, Cybersecurity, or a related field.
• Demonstrated ability to effectively manage multiple priorities.
• Analytical aptitude for compiling, evaluating and interpreting data.
• Interest in or knowledge of cybersecurity concepts, emerging technologies, and the evolving digital risk landscape.
• Attention to detail.
• Proficiency with Microsoft Office Applications.
• Adaptability to work independently and within a team environment.
• Ability to resolve problems and implement appropriate solutions.
• Enthusiasm and willingness to learn.

Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario, we publish our hiring Pay Rate in compliance with the Ontario Pay Transparency Act.

This posting is for active, current vacancies.

Hiring Pay Rate:

CAD $24 per hour.

This range represents the expected hourly pay rate for this role. Final offers will be determined based on each candidate’s qualifications and relevant experience.

We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.