Associate Director, Financial Sponsors - Commercial National Accounts

Description

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Department Overview
The Commercial National Accounts ("CNA") team operates within TD Business Banking and provides dedicated relationship coverage to the larger commercial clients across all industry sectors. This client base is primarily designated by size of credit facilities being extended and/or complex cash management needs. It also encompasses all commercial clients with syndicated credit facilities (regardless of size). The group consists of senior commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.
Within CNA, the Financial Sponsors Group ("FSG") is a specialized team of professionals with expertise in cash-flow lending to Canadian middle-market businesses. The team is focused on covering private equity firms and providing financing to support their portfolio companies. The team works closely with the TD Securities team in the firm's overall coverage activities.

Job Details
The Associate Director is responsible for contributing to the profitable growth and quality of the FSG portfolio and as a member of the deal team provides support to a Director or Senior Director ensuring deep client coverage for financial sponsor relationships, credit oversight and business development activities. Specific job functions include:
• Partner with other FSG team members, and independently, to prepare and assist in presentations of financing proposals (structuring terms and conditions including security, covenants, pricing) to clients and prospective clients.
• Attend meetings with client management to assess client’s financing needs.
• Full involvement on credit submissions and associated analysis
• Work with deal team to complete comprehensive due diligence on new opportunities including business, industry, financial and commercial due diligence.
• Contribute to growth of the unit by assisting in structuring competitive packages while maintaining a balanced view of risk and credit quality.
• Develop and maintain comprehensive financial models to evaluate cashflow lending scenarios.
• Conduct thorough financial analysis, including cashflow forecasting, valuation, and sensitivity analysis to support investments.
• Assess credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth.
• Prepare draft recommendations on credit submissions and investment proposals to present to se nior management
• Assist with monitoring and control processes, including financial covenant tracking and internal bank tracking reports, to ensure the necessary processes are completed in a timely manner.
• Develop good relationships with internal stakeholders, external clients and general industry contacts to generate new referrals and business opportunities and to maintain a current view of the market.
• The team coordinates closely with TD Securities for M&A advisory, equity and other debt capital markets expertise as required.

Job Requirements
Qualifications/Skills/Experience:
• Previous experience in Commercial Banking including a focus on specialized senior lending areas including acquisition financings and loan syndication with preference for experience in private equity finance.
• Very solid credit, analytical and problem-solving skills.
• Strong financial modeling and accounting skills would be an asset.
• Excellent written and verbal communication skills.
• Strong organizational skills with the ability to meet tight deadlines and demonstrate attention to detail.
• Strong team player, with an ability to work both in a team environment and independently.
• The ability to engage in active dialogue with internal and external stakeholders (Unit VP, clients, legal counsel etc.).

Specific Educational Requirements/Accreditations:
• An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline. MBA or CFA or CBV or CPA would be an asset but not necessary

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet