Senior Credit Analyst

Why Join EQB — and Why This Role at Bennington Financial Corp Matters

Being a traditionalbank justisn’tour thing. AtEQB Inc., we challenge ourselves to think differently and

build innovative financial solutions

that better serve Canadians.

We do this by bringing together a talented team of curious, agile thinkers whoaren’tafraid to challenge the status quo. Ifyou’repassionate about redefining the future of banking—while having fun and making a real impact—this could be your next big opportunity.

Today, EQB serves more than 800,000 Canadians through Equitable Bank, Canada’s Challenger Bank™,

and has beenoperatingfor over 50 years.

Through our wholly owned subsidiaries, includingConcentra Bank, we support credit unions across the country serving more than six million members . Together, we manage over $142 billion in assets under management and administration, with a clear mandate to drive meaningful change in Canadian banking.

Our digital platform,EQ Bank, has been recognized as one of the top banks in Canada

on theForbes World’s Best Bankslist

every year since

2021 —an endorsement of our customer-first, innovation-driven approach.

About This Role: EQB × Bennington Financial Corp Partnership This position is being recruited by

EQBon behalf of our wholly owned subsidiary, Bennington Financial Corp .

Bennington Financial Corp

plays acritical role within EQB’s ecosystem,

specializing incommercial equipment financing and leasing . It

extends EQB’s reach beyond traditional banking

into a

highly specialized and fast-growing segment

of the financial services landscape.

Being part of the EQB family, with the stability, scale, and purpose of a leading Canadian challenger bank

Working within a specialized, entrepreneurial business where your contributions are highly visible and impactful

Supporting a business that operates at the intersection of bank-grade governance and commercial finance agility

Helping shape compliance, risk, and operational excellence in a business that directly enables Canadian companies to grow

This role offers the best of both worlds: the backing, resources, and long-term vision of EQB , combined with the pace, ownership, and influence that comes from working within a focused subsidiary like Bennington. Ifyou’relooking for an opportunity where yourexpertisematters, your voice is heard, and your work directly supports both innovation and growth—Bennington Financial Corp, powered by EQB, is a compelling place to build your next chapter!

Summary This full-time position reports to the Director, Credit.

The candidate will be responsible for mid-ticket credit adjudication, $250,000 and up, complex deals and making recommendations regarding deal acceptance, pricing and structure for all Bennington brands (Equirex, Kempenfelt and Bodkin). The candidate will also be responsible for working with our broker partners on each approval until such time as the deal closes. This process may involve making structural changes to the approval, negotiating rates and terms to ensure the deal closes and Bennington’s best interests are achieved. This negotiation will often take place over the phone with the brokers and/or lessee. Each credit is unique and presents an opportunity to create a custom structured approval, within defined guidelines. The Credit Analyst is also required to maintain acceptable default and loss standards as determined by the Bennington senior management team.

The Work!

10+ years of direct credit analysis experience, ideally in the Leasing sector

Knowledge of Canadian lease structures and leasing processes

In-depth ability to read and interpret financial statements and attention to accuracy and detail

Willingness and ability to find a solution with a can-do attitude, learn and adapt quickly, and remain calm under pressure in a deadline-oriented environment

Ability to effectively manage competing priorities and timelines, interact and communicate effectively with internal and external customers, and work independently without direct supervision

Proficiency in Word, Excel and ability to learn new systems quickly

Your Experience A university or college degree with a main subject area in Business or Finance is preferred (or equivalent relevant experience). Bilingualism in English and French is an asset.

$70,000 - $100,000 a year

Salary will be based on experience

This posting is for an existing vacancy

Artificial Intelligence (AI) tools may be used as part of the applicant screening process. However, all final hiring decisions will be made by the hiring team to ensure a fair and thorough assessment.

What we offer (For full-time permanent roles)

Competitive discretionary bonus

Market leading RRSP match program

Medical, dental, vision, life, and disability benefits

Employee Share Purchase Plan

Maternity/Parental top-up while you care for your little one

Generous vacation policy and personal days

Virtual events to connect with your fellow colleagues

A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience

Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyone’s diverse experiences and perspectives. In tandem with that commitment, we support and encourage our staff to grow not just in their career path, but personally as well.

We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and beyond. All candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire.

We can’t wait to get to know you!

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