Director, high risk portfolio management team

Date limite pour présenter sa candidature : 04/30/2026 Adresse : 100 King Street West Groupe de famille d'emploi : Ventes et service, Grandes entreprises Overview

The High‑Risk Portfolio Management Team (HRPMT) enhances CCB’s overall risk oversight capabilities by providing specialized expertise, advisory support, and strategic guidance for accounts exhibiting deteriorating financial performance, emerging risk indicators, or complex credit concerns. The team works closely with relationship managers, credit partners, and leadership to ensure early identification of risk, informed decision‑making, and strong discipline around the oversight of vulnerable segments of the portfolio. Key Responsibilities

Specialized Risk Assessment & Advisory Support

Conducts advanced financial analysis and risk assessments of clients demonstrating signs of weakness or deterioration, providing the LOB with actionable insights and recommended risk‑mitigation strategies. Offers guidance on appropriate structures, terms, and risk controls for high‑risk accounts, ensuring alignment with bank policies, risk appetite, and regulatory expectations. Advises on complex or distressed credit situations, including covenant breaches, liquidity concerns, operational challenges, and industry‑driven pressures. Supports LOB teams with strategies for managing watch‑list, impaired, and emerging‑risk accounts, including exit strategies, recovery pathways, and restructuring options. High‑Risk Portfolio Oversight

Performs enhanced portfolio monitoring to detect early‑warning signals, covenant non‑compliance, or deteriorating credit trends. Evaluates portfolio‑level performance indicators and risk concentrations, escalating concerns where appropriate and recommending corrective actions. Assesses the overall quality of risk management practices across the high‑risk portfolio, identifying gaps and recommending improvements. Subject Matter Expertise & Consultancy

Operates as a specialist resource to senior leaders and frontline teams, supporting decision‑making on complex or ambiguous credit scenarios. Provides expertise for the review of high‑risk transactions, challenging underlying assumptions, and advising on risk‑aligned alternatives. Engages with internal stakeholders to ensure consistency in the management of high‑risk exposures across the enterprise. Governance, Reporting & Continuous Improvement

Strengthens discipline and transparency around watch‑list and impaired account management procedures. Implements adjustments to risk oversight strategies in response to shifting market, economic, or client‑specific conditions. Contributes to enterprise initiatives that enhance risk governance, improve monitoring capabilities, and support proactive portfolio management. Stakeholder Engagement

Partners closely with Commercial banking stakeholders to support their management of deteriorating clients while maintaining LOB ownership of BAU underwriting and client relationships. Supports senior leadership with insights, analysis, and recommendations to inform capital allocation decisions and risk appetite considerations. Engages with industry peers and internal networks to stay informed on emerging risks, competitive trends, and evolving best practices. Qualifications

7+ years of experience in credit, lending, restructuring, portfolio management, or financial analysis within a corporate or banking environment. Strong credit qualifications, including deep knowledge of commercial credit structures, deteriorating‑credit dynamics, and high‑risk portfolio management practices. Bachelor’s degree required; master’s degree preferred (Business Administration, Finance, Accounting, or related field). Demonstrated ability to assess complex financial situations, identify risks, and recommend solutions aligned with risk appetite and enterprise policies. Proven capability to operate in an advisory role, influence stakeholders, and provide expertise in non‑routine, ambiguous, or sensitive credit situations. Strong analytical, communication, and problem‑solving skills with the ability to apply sound judgment under pressure. Salary

$86,000.00 - $160,000.00 Type de rémunération : Salaire Ce qui précède représente la fourchette et le type de rémunération de BMO Groupe financier. Les salaires varieront en fonction de facteurs comme l’emplacement, les compétences, l’expérience, les études et les qualifications pour le poste et pourront inclure une structure de commissions. Les salaires pour les postes à temps partiel seront calculés au prorata du nombre d’heures travaillées régulièrement. Pour les rôles à commission, le salaire susmentionné représente la cible de BMO Groupe financier pour la première année au poste. La rémunération totale offerte par BMO variera selon le type de rémunération associé au poste et peut comprendre des primes de rendement, des primes discrétionnaires ainsi que d’autres avantages et récompenses. BMO offre également une assurance santé, le remboursement des frais de scolarité, une assurance accident et une assurance vie, ainsi que des régimes d’épargne‑retraite. Équité, diversité et inclusion

BMO s'engage à offrir un milieu de travail inclusif, équitable et accessible. BMO recherche l’équité, l’inclusion et la diversité dans toutes les activités de recrutement, sans tenir compte de l’âge, du statut de handicap, du genre, de l’orientation sexuelle, de la race ou de la religion. Les mesures d’adaptation sont disponibles sur demande pour les candidats qui participent à tous les aspects du processus de sélection.

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