AnalystSenior Analyst, Debt

Dream is looking for an Analyst or Senior Analyst Debt & Real Estate Finance!

Dream is seeking an Analyst or Senior Analyst Debt and Real Estate Finance to support the endâtoâend management of our real estate debt portfolio spanning origination underwriting execution and ongoing portfolio management. This role is wellâsuited for a real estate finance professional with a few years of handsâon experience who is ready to operate independently take ownership of a portfolio and meaningfully contribute to financing strategy decisionâmaking and risk management.

What will you do

The Analyst or Senior Analyst plays a central role within the Debt team and works crossâfunctionally with Development Investments Asset Management Accounting Treasury and external lenders. You will manage both transactionâdriven financing activity and the ongoing stewardship of debt across multiple public and private platforms gaining exposure to a wide range of asset classes and capital structures.

This role offers a balance of analytical rigor execution responsibility and strategic portfolio oversight providing the opportunity to:

• Gain endâtoâend exposure across the debt lifecycle;
• Work on highâprofile assets and development projects;
• Develop toward a lead debt execution and portfolio management role; and
• Be part of a collaborative entrepreneurial and highâperforming team.

Below are some of the primary responsibilities you will be taking on in this role:

EndâtoâEnd Debt Origination & Execution:

• Support and over time independently manage the origination and underwriting of debt for acquisitions developments redevelopments and refinancings across the portfolio;
• Prepare detailed financial and risk analysis at the project property and portfolio level to support financing strategy and capital stack decisions;
• Develop highâquality financing materials including underwriting models lender presentations and confidential information memorandums (CIMs);
• Evaluate and compare financing proposals recommending optimal structures terms and lender counterparties;
• Coordinate and manage the debt closing process including due diligence documentation review and satisfaction of lender funding conditions;

Portfolio Management & Ongoing Debt Oversight:

• Actively manage a portfolio of secured and corporate debt maintaining a deep understanding of loan terms and structures;
• Manage construction loan draws covenant compliance refinancing timelines interest rate exposure maturity rollover risk and repayments related to dispositions;
• Maintain and enhance debt databases and summaries to ensure accuracy of key terms reporting requirements and compliance tracking;
• Prepare portfolioâlevel debt dashboards analysis and insight for senior executives to support informed business decisionâmaking;
• Prepare quarterly and annual debt reporting deliverables to corporate accounting teams for their financial statement disclosures and MD&A of public REITs as well as investor reporting for private equity vehicles. This includes debt continuity scheduled repayments debt valuation interest rate sensitivity and covenant compliance calculations;
• Coordinate lender reporting consent requests inquiries and amendments;

CrossâFunctional Collaboration & ValueâAdd Analysis:

• Partner closely with Accounting Strategic Finance Asset Management and Development teams to support forecasting refinancing scenarios and business planning;
• Support internal reporting and executive materials with a forwardâlooking analytical lens;
• Contribute to process improvements tools and templates to enhance the long-term management of the debt portfolio; and
• Assist with special projects and ad hoc analysis as the platform evolves.

What skills and qualifications should you have

• Bachelors degree in Finance Real Estate Accounting or a related field;
• Approximately 25 years of relevant experience in real estate finance commercial lending debt advisory mortgage servicing REIT reporting financial data analytics or a related environment;
• Prior exposure to both transaction execution and postâclosing loan management is strongly preferred;
• Experience with development and/or multiâasset portfolios is an asset;
• Strong financial and analytical skills with demonstrated experience in debt underwriting cash flow analysis and risk assessment;
• High level of proficiency in Excel (including financial modeling sensitivity analysis and data organization) with strong PowerPoint skills for clear seniorâlevel communication;
• Solid understanding of loan documentation and ability to identify key commercial and risk considerations;
• Selfâdirected and accountable with ability to manage multiple workstreams independently without significant oversight;
• Strong communication and relationshipâbuilding skills both internally and with external lenders and advisors;
• Highly detailâoriented organized and able to manage multiple priorities in a dynamic transactionâdriven environment; and
• Intellectual curiosity and a desire to grow into a broader debt origination and portfolio leadership role.

Who Are We

Dream Unlimited Corp. is an award-winning Canadian real estate investment development and management company with approximately $28 billion of assets under management in North America and Europe. Our scope of business includes asset management and management services for both publicly listed real estate as well as private capital.

Dream has grown substantially since its formation in 1996 becoming one of Canadas leading real estate companies with a diverse workforce in North America and Europe. We are one of Canadas largest developers building communities for people to live in; developing land homes condominiums retail centers and renewable power projects. We also build communities to work in bringing office industrial and retail spaces to life. We invest in and manage properties enriching them for the people who work here and the greater community.

Our entrepreneurial spirit drives us to seize unconventional opportunities and approach every project with passion and purpose. At Dream we care about our employees provide exciting work opportunities open work environments and fun events fostering an atmosphere where continuous learning and innovation thrive. Join us and make a difference.

Total Rewards @Dream

This is a regular full-time position with a base salary range of $75000-$110000. In addition to base salary the role is eligible for a performance-based bonus and a comprehensive benefits package which includes paid vacation and personal days flexible benefits mental health resources access to perks and discounts professional development support and team-building and social events.

Compensation is determined based on several factors including relevant experience total years of experience industry experience education and professional designations. We recognize that exceptional talent doesnt always fit neatly into a bracket. Final compensation will be tailored to your specific experience skills and the unique value you bring to the table. If your qualifications exceed the scope of this role we may be open to adjusting the mandate and the salary to reflect that expertise.

We look forward to hearing from you but please note; due to the high volume of applications only candidates who qualify will be contacted. This position is for an existing vacancy.

Dream Unlimited is committed to workplace diversity and provides accommodations to applicants with disabilities throughout our hiring process. If you require accommodation through any aspect our process please let us know and we will work with you to meet your needs. Our recruitment process does not include the use of Artificial Intelligence (AI).

Required Experience:

Senior IC

Employment Type : Full-Time
Experience: years
Vacancy: 1
Monthly Salary Salary: 75000 - 110000