Job descriptionWhat is the opportunity? Do you thrive in working in an interactive environment where you manage a team? Do you have an interest in lending in the Fund Finance, Equity Margin Loans (EML), and Non-bank Financial (NBFI) sectors? Do you have strong written and spoken communication skills?
Job Description As a Vice President with our Credit Transaction Management team, you will work closely with our sector Corporate Banking teams in Toronto, New York, and London to facilitate the growth of our Fund Finance, EML, and NBFI portfolios, and you will manage a team that covers a portfolio of clients within the Global Corporate Banking division of RBC Capital Markets. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to our clients.
What will you do?
Credit Underwriting:
Supervise your team’s work on a wide variety of credit transactions and present deals in the credit adjudication process. Transaction work includes writing transaction memos for submission to appropriate commitments committees; conducting financial analysis, including review of financial statements, borrowing bases, cash flow projections, structures, key terms, and industry trends for new credit, refinancings, renewals/extensions, covenant amendments/waivers, and other minor amendments; and coordinating with internal partners (Group Risk Management (GRM), Know Your Client (KYC), and Funding and Lending Services) to ensure timely closings.
Stakeholder Engagement:
Work closely and maintain positive relationships with Corporate Banking (CB), Group Risk Management (GRM), Global Markets (GM), and Global Loans Administration (GLA). You will be your team’s primary point of contact and will conduct regular meetings with stakeholders to ensure a high level of service is provided to other groups within the Bank.
Data Integrity:
Supervise your team in ensuring credit agreement terms are correctly reflected in the Bank’s systems and that all credit documentation is accounted for and reviewed on a timely basis (e.g., credit agreements, amendments, waivers, security documents).
Coaching & Team Management:
Provide regular feedback and coaching on employee performance and progress against goals, career progression, and continual training. Stay up to date on Bank policy, credit trends, and industry research in an effort to develop a high performing team in which team members produce insightful, high‑quality work in a timely manner.
Other Responsibilities:
Other ad‑hoc responsibilities may include presenting to key stakeholders, reporting portfolio statistics, and periodic process reviews in order to promote a culture of continuous process improvement.
What do you need to succeed?
A minimum of 5 to 8 years of first‑line transaction‑based work experience. Experience in the NBFI, Fund Finance, or EML sectors would be considered an asset, but is not required. Experience in credit risk management (adjudication within delegated limit authority), or client relationship management will also be considered.
An MBA or a Professional Designation (e.g., CPA, CFA) is considered an asset.
Strong financial & risk analysis skills, with a good understanding of accounting standards and financial modelling.
Strong understanding of credit documentation (e.g., loan agreements, security documents).
Excellent written and verbal communication, with strong negotiation skills and an ability to manage conflicting demands and viewpoints, and multiple stakeholder expectations.
People management & coaching experience and an ability to work effectively within a team environment and to interact with all levels within the organization.
Ability to prioritize competing workstreams and perform well under pressure in order to meet time‑sensitive deadlines.
Familiarity with RBC Capital Markets systems & credit processes is considered an asset.
What’s in it for you?
Ability to make a difference and have lasting impact.
Work in a dynamic, collaborative, progressive, and high‑performing team.
Opportunities to do challenging work.
Job Skills
Credit, Credit Analysis, Credit Approvals, Credit Decisions, Credit Risks, Finance, Financial Analysis, Financial Risk, Financial Risk Analysis, Financial Transactions, Lending Products, Loan, Relationship Management, Risk Management, Transaction Management
Additional Job Details Address: ROYAL BANK PLAZA, 200 BAY ST, TORONTO
City: Toronto
Country: Canada
Work hours/week: 37.5
Employment Type: Full time
Platform: CAPITAL MARKETS
Job Type: Regular
Pay Type: Salaried
Posted Date: 2026-04-21
Application Deadline: 2026-05-23
Compensation The expected pay range for this position is: $115,000.00 – $165,000.00.
RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.
You have the potential to earn RBC’s discretionary variable compensation program, which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.
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