Talent.com
Cameron Stephens Mortgage Capital Ltd.
Associate, Mortgage OriginationCameron Stephens Mortgage Capital Ltd. • Toronto, ON, CA
Associate, Mortgage Origination

Associate, Mortgage Origination

Cameron Stephens Mortgage Capital Ltd. • Toronto, ON, CA
30+ days ago
Job type
  • Full-time
Job description

Where we commit to hire the best and support our people to be their best.

We are seeking an Associate that plays a critical role in both originating new commercial mortgage transactions and managing an active loan portfolio. This dual-function position bridges front-end deal execution and post-funding account management. The individual is responsible for financial analysis, underwriting, documentation, and managing internal workflows across the entire loan lifecycle, ensuring deals are executed with discipline, precision, and a client-first approach.

Key Responsibilities

  • Deal Intake & Pipeline Management
    • Conduct intake for new transactions within 24 hours, providing initial financial models and written recommendations.
    • Prepare Deal Qualification Meeting (DQM) applications and track deal statuses in Salesforce.
    • Maintain and update data deal with precision and completeness across systems, primarily Salesforce.
  • Deal Structuring & Credit Committee Preparation
    • Structure deals and prepare financial models under the guidance of the Relationship manager.
    • Prepare and update A/B Term Sheets and draft Letters of Intent (LOIs) for borrower execution (capacity permitting).
    • Assemble materials for the Internal Credit Committee (ICC) and incorporate feedback.
    • Conduct market analysis and review Borrower Personal Net Worth Statements and project-level data.
  • Lead collection of borrower due diligence and KYC documentation in accordance with AML legislation.
  • Finalize underwriting models and complete the underwriting checklist.
  • Draft comprehensive Loan Summaries based on approved terms.
  • Respond to investor questions and documentation requests from Credit team.
  • Documentation & Funding Preparation
    • Prepare Commitment Letters and Funding Packages (including fee schedules etc.).
    • Coordinate and track revisions, approvals, and borrower sign‑off.
    • Ensure complete and accurate Salesforce records, including CSSL and investor fields.
  • Post‑Funding Account Management
    • Oversee a portfolio of active loans post‑funding.
    • Prepare annual covenant packages (PNW, Financials, Rent Rolls, OpEx) and quarterly/monthly loan performance updates.
    • Draft memos and amendment letters.
    • Maintain DSCR compliance tracking and covenant monitoring.
    • Communicate proactively with borrowers and flag issues to the Relationship Manager and Credit.
  • Amendments, Extensions & Renewals
    • Prepare Amendment Requests and Letters, Extension/Renewal Requests and Letters, and associated Funding Packages.
    • Initiate contact with borrowers 120 days ahead of loan maturity.
    • Ensure full documentation is obtained and reflected in Salesforce.
  • Attend weekly team meetings fully prepared with updated deal status.
  • Submit “Must‑Win” priorities weekly to Relationship Manager.
  • Demonstrate proactive ownership of files and internal coordination.
  • Engage in lead generation and meeting coordination where capacity allows.

Qualifications

  • Superior organizational and project management skills.
  • Attention to detail and commitment to documentation accuracy.
  • Ability to manage multiple deals concurrently and meet deadlines.
  • Excellent verbal and written communication skills.
  • Professional judgment and client‑first mindset.
  • High proficiency in Excel, Word, and Salesforce.

Benefits

  • Competitive salary and bonus structure
  • Comprehensive medical benefits and Health Care Spending Account
  • Annual fitness allowance
  • RRSP matching program
  • Tuition Reimbursement Program
  • Professional development opportunities
#J-18808-Ljbffr
Create a job alert for this search

Associate, Mortgage Origination • Toronto, ON, CA

Similar jobs

Associate for Commercial Credit Team

EQ BankToronto
Full-time

Join Equitable Bank as an Associate in the Commercial Credit Team, focusing on document management and compliance in Montreal or Toronto.Strengthen banking solutions while collaborating with underw... Show more

 • Promoted

Mortgage Specialist

BMO FinancialRichmond Hill, Ontario (ON), CA
Part-time

Retail Banking Sales & Service.Join BMO - imagine the possibilities.Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning poss... Show more

 • Promoted • New!

Mortgage Banker - GTA

Alterna SavingsToronto, ON, CA
Full-time

Salary Range: $57,000 - $65,000 + On Target Earnings between $3K - $9K.The base salary compensation for this position is determined by a combination of skills, experience and is aligned to the mark... Show more

 • Promoted

Associate for Trading Strategies

AGF Management LimitedToronto, ON, CA
Full-time

Become an Associate focused on trading strategies in portfolio management.Collaborate effectively with portfolio managers in a primarily in-office setting to enhance investment processes.This role ... Show more

 • Promoted

MUFG Senior Associate in Private Equity

MufToronto, ON, CA
Full-time

Take on a pivotal role at MUFG Investor Services as a Senior Associate in Private Equity Investor Delivery.This full-time position emphasizes client service and accuracy in financial transactions.M... Show more

 • Promoted

Manager, Bilingual Mortgage Solutions

Tangerine BankToronto, ON, CA
Full-time

Provide expert mortgage guidance as a Bilingual Mortgage Solutions Manager.Manage the comprehensive client journey in both English and French, focusing on customized solutions and strong relationsh... Show more

 • Promoted

Associate Mortgage Broker (Nova Scotia)

Perch | Mortgages, simplifiedToronto, ON, CA
Full-time

Be among the first 25 applicants.Perch | Mortgages, simplified provided pay range.This range is provided by Perch | Mortgages, simplified.Your actual pay will be based on your skills and experience... Show more

 • Promoted

Associate Lawyer, Corporate M&A

BJRC RecruitingGreater Toronto Area, Canada, Canada
Full-time

Associate Lawyer, Corporate M&A.BJRC Recruiting · Toronto, Canada (On-site).Our client is a leading Bay Street law firm with a strong and growing corporate practice, advising on a broad range of pr... Show more

 • Promoted

Dental Operations Associate

Cliff Ridge Specialty Partnersnewmarket, on, ca
Full-time

At Cliff Ridge Specialty Partners (\"Cliff Ridge\"), we believe in delivering patient-centered clinical excellence.To execute on our mission, our team partners with industry-leading orthodontists a... Show more

 • Promoted

Associate Portfolio Manager, Credit Investing

Purpose InvestmentsToronto, ON, CA
Full-time

Led by entrepreneur Som Seif, the company is developing a diversified product platform aimed at addressing historically underserved segments of the market.Purpose Unlimited’s businesses include Pur... Show more

 • Promoted

Mortgage Specialist

BMOAurora, York Region, CA
Full-time

Join BMO – imagine the possibilities.Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mort... Show more

 • Promoted

Multifamily Mortgages Associate Role

KingSett Capital Inc.Toronto, ON, CA
Full-time

Become a pivotal part of a dedicated Multifamily Mortgages team as an Associate.Underwrite and fund diverse loan types while collaborating with senior professionals to enhance operations.This is an... Show more

 • Promoted

Associate Broker

Savills North AmericaToronto, ON, CA
Full-time

At Savills, we help organizations find the solutions that ensure employee success.Sharply skilled and fiercely dedicated, our integrated teams of consultants and brokers are experts in better real ... Show more

 • Promoted

Mortgage Associate (Saskatchewan)

Perch | Mortgages, simplifiedToronto, ON, CA
Full-time

Competitive Commission Structure | Uncapped Earning Potential.If you're an elite mortgage associate or a mortgage advisor at a bank/credit union, you know that your biggest bottleneck isn't finding... Show more

 • Promoted

Associate Financial Planner - Wealth Management

Professional StaffingGreater Toronto Area, Canada, Canada
Full-time

My Client is a growing independent wealth management practice seeking an.This is a hands-on, client-facing role that blends financial planning, client servicing, and business development within a f... Show more

 • Promoted

Mortgage Broker Relationship Manager Role

Insider, Inc.Toronto, ON, CA
Full-time

Join Pine as a Broker Relationship Manager to innovate the home financing process in Canada and connect with mortgage brokers.Shape the future of mortgage lending through education and superior ser... Show more

 • Promoted

Associate, Investor Relations

BrookfieldToronto, ON, CA
Full-time

Associate, Investor Relations page is loaded## Associate, Investor Relationslocations: Toronto, Ontariotime type: Full timeposted on: Posted Yesterdayjob requisition id: R2048614**Location*... Show more

 • Promoted

Mortgage Associate (New Brunswick)

PerchToronto, ON, CA
Full-time

Competitive Commission Structure | Uncapped Earning Potential.Grow Your Mortgage Business by 50-100%.If you're an elite mortgage associate or a mortgage advisor at a bank/credit union, you know tha... Show more