REMOTE Individual Life Underwriting Consultants

Are you a senior underwriting professional with a high-stakes signing authority and a passion for complex risk assessment? Our client, one of Canada’s most prestigious financial institutions , is looking for a Senior Underwriting Consultant to join their elite team.

This is a 100% permanent remote position available to candidates anywhere in Canada.

Individual Life Underwriting Consultant
Full time - permanent position
Fully Remote
Salary : 75k - 125k

#hiringnow #life insurance #underwriter

Advantages
100% Remote Flexibility: Work from anywhere in Canada.

Competitive Compensation: Base salary up to $125,600 + variable bonus and commissions.

Education Investment: Up to $2,000 annually for industry courses (FALU, FLMI).

Top-Tier Benefits: Flexible health/dental plus a $5,000 mental health credit.

Stability & Growth: Join a domestic leader with nearly two centuries of success and a dedicated "Underwriting Specialist" team for peer mentorship.

Responsibilities
High-Limit Risk Assessment: Conduct full individual life risk classification, focusing on complex and large-case market files.

Evidence Analysis: Deep-dive into medical, financial, and non-medical data to assess and classify risks accurately.

Strategic Collaboration: Act as a consultant for field partners and advisors, providing high-quality, competitive decisions that differentiate the brand’s service.

Negotiation: Influence outcomes and negotiate effectively with reinsurers on complex cases.

Compliance: Ensure all files meet strict legislative, privacy, and disclosure regulations.

Qualifications
To be considered for this role, you MUST meet the following criteria:

EXPERIENCE: Minimum 5+ years of direct experience as an Individual Life Underwriter is mandatory.

SIGNING AUTHORITY: You MUST have an existing or recent Life signing authority of at least $3M.

TECHNICAL EXPERTISE: Comprehensive knowledge of medical, personal, and financial underwriting is a MUST.

CRITICAL THINKING: Proven ability to analyze complex facts and evidence to make high-stakes risk decisions.

PROFESSIONALISM: Excellent negotiation skills and the ability to self-manage in a remote environment.


Asset Qualifications:

Experience in the Large Case Market.

Professional designations (or progress toward) FALU or FLMI.

Knowledge of Critical Illness risk assessment.

Summary
This role is designed for a technical expert who thrives on high-value cases. You will manage complex individual life risks, utilizing a significant signing authority to provide competitive decisions. This is a "heavyweight" role requiring at least 5 years of experience and a $3M+ signing limit.

Mandatory Screening Questionnaire (Please include in your application):

Have you completed a minimum of 5 years of Individual Life Insurance underwriting? (Yes/No)

If yes, please provide: Company Name, Job Title, and Exact Duration.

Do you currently hold, or have you held, a signing authority of $3M or higher for Life Insurance? (Yes/No)

Apply Today: If you meet the mandatory 5-year experience and $3M signing authority requirements, we want to hear from you. Join a team where your expertise is respected and your growth is funded.

Apply thru the posting or send an email to brittany.thomas@randstad.ca

Randstad Canada is committed to fostering a workforce reflective of all peoples of Canada. As a result, we are committed to developing and implementing strategies to increase the equity, diversity and inclusion within the workplace by examining our internal policies, practices, and systems throughout the entire lifecycle of our workforce, including its recruitment, retention and advancement for all employees. In addition to our deep commitment to respecting human rights, we are dedicated to positive actions to affect change to ensure everyone has full participation in the workforce free from any barriers, systemic or otherwise, especially equity-seeking groups who are usually underrepresented in Canada's workforce, including those who identify as women or non-binary/gender non-conforming; Indigenous or Aboriginal Peoples; persons with disabilities (visible or invisible) and; members of visible minorities, racialized groups and the LGBTQ2+ community.

Randstad Canada is committed to creating and maintaining an inclusive and accessible workplace for all its candidates and employees by supporting their accessibility and accommodation needs throughout the employment lifecycle. We ask that all job applications please identify any accommodation requirements by sending an email to accessibility@randstad.ca to ensure their ability to fully participate in the interview process.