Senior Credit Director Equipment Finance

A career as a Senior Credit Director in the Equipment Finance team at National Bank means acting as a strategic leader in credit risk management and credit decision‑making. This newly created role supports the continued development of Equipment Financing activities in Québec and is based in Montréal.

In this role, you contribute to profitable and sustainable growth by ensuring sound credit decisions, strong governance, and disciplined oversight of complex equipment financing transactions, while balancing risk, efficiency, and service excellence within delegated approval authorities.

Your role

• Lead regional credit underwriting, adjudication, and credit support activities to ensure effective risk management and achievement of business performance objectives
• Exercise delegated credit authorities, including approvals for complex and high‑value financing structures, in compliance with lending policies, risk appetite, and governance frameworks
• Establish, standardize, and optimize processes, service agreements, and workflows to enhance turnaround times, consistency, and operational efficiency
• Contribute to strategic planning, budget development, and performance monitoring to support growth, profitability, and portfolio quality objectives
• Collaborate with internal and external partners to strengthen relationships, support sales teams, and enable value‑added financing solutions
• Build, lead, and develop high‑performing teams through coaching, mentoring, and continuous improvement practices

Your team

The Equipment Finance leadership team brings together credit, risk, and operations specialists who work collaboratively to support national financing activities and continuously enhance credit practices.

Within the Equipment Finance Credit department, you are part of a national leadership team and lead a large group of credit professionals across multiple regions. You report to a senior leader. Your team is recognized for its expertise in complex credit structures, disciplined risk management, and strong partnerships with sales and risk functions. A flexible, hybrid work environment supports work‑life balance and operational effectiveness.

The Bank values continuous development and internal mobility. Personalized training programs, based on learning through action, support ongoing professional growth. Resources such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring are available to support your development.

Prerequisites

• University degree in business, finance, commerce, or a related field, or equivalent professional experience
• Extensive experience in credit adjudication, underwriting, and risk management within commercial or equipment finance environments
• Proven experience leading large, geographically dispersed teams in a regulated financial services environment
• Strong expertise in financial statement analysis, complex credit structures, and risk mitigation strategies
• Experience in budget management, performance measurement, and operational planning
• Demonstrated ability to exercise sound judgment within delegated credit authorities and governance frameworks

Languages: French

Reason to require this language: you will need to work closely with our colleagues outside Quebec.

Required skills: Business Alignment, Critical Thinking, Data-Driven Decision-Making, Decision Making, Diversity & Inclusion, Emotional Intelligence, Equipment Finance, Innovation Management, Learning Agility, Managerial Courage, Mobilization, Partner Development, Resiliency, Risk Management, Strategic Vision, Strategy Execution, Stress Management

Your benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting‑edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier‑free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

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