Credit Analyst, Credit Risk Management

Description

As of November 1, 2025, Sunoco LP has successfully completed its acquisition of Parkland Corporation. For more information, please visit www.sunocolp.com.

Competitive Benefits. Meaningful Extras. Unmatched Value.

• A place where you can take your career in the direction you want to grow and go

The Opportunity:

Reporting into the Manager, Credit, the Credit Analyst is responsible for evaluating and managing credit risk for our customers across Canada. This role will conduct credit assessments, recommend credit limits, and ensure that our credit policies are followed. This role requires strong analytical skills, attention to detail, and the ability to collaborate with cross-functional teams to support business growth while minimizing risk.

Responsibilities:

• Credit Analysis: Conduct in-depth analysis of customer financial statements, credit reports, and payment history to assess creditworthiness and determine appropriate credit limits.
• Risk Management: Evaluate potential risks and make recommendations to minimize financial exposure while maintaining customer relationships.
• Credit Recommendations: Provide clear and accurate recommendations for credit approval, adjustments, and terms based on thorough analysis.
• Customer Interaction: Work closely with sales and customer service teams to address credit-related inquiries, resolve disputes, and manage payment issues.
• Reporting: Prepare detailed reports on credit assessments, aging receivables, and bad debt analysis for senior management.
• Process Improvement: Recommend process improvements to credit policies, procedures, and controls to enhance efficiency and mitigate risk.
• Compliance: Ensure compliance with all relevant financial regulations, industry standards, and internal policies.
• Collections Support: Assist in managing collections strategies for overdue accounts and collaborating with the collections team as necessary.

Education:

• College diploma or bachelor’s degree in business, Accounting, Economics, Finance or a related field

Requirements:

• 2+ years’ experience in credit analysis, with a proven track record in assessing credit risk, managing portfolios, and making sound credit decisions
• Strong financial statement analysis skills
• Proficiency in Microsoft Excel (advanced) and financial modeling
• Ability to communicate complex financial data in a clear and concise manner
• Detail-oriented with strong analytical and problem-solving skills
• Excellent communication and negotiation skills
• Familiarity with credit scoring models and ratings systems is an asset
• Ability to work under pressure and meet tight deadline
• Confident and professional with the ability to adapt to the customer’s specific situation (both internal and external) and build strong relationships
• Bilingual (French/English) preferred
• Preference will be given to those with working knowledge of:
  • Fair Debt Collection Practices Act (FDCPA)
  • Consumer Financial Protection Bureau (CFPB) Rules
  • Canada Privacy Act (PIPEDA)

Humble. Hungry. Smart. Does this sound like you?

Do others describe you as being a down-to-earth achiever? Someone who thinks outside the box and always strives to do more than what is required? Someone who sees the bigger picture? You sound brilliant to work with!

We Want You To Shine:

We are committed to providing equal opportunities to all applicants. If you require accommodation due to a disability, you will have an opportunity to notify us when scheduling your interview.

Belonging Matters. Because You Do:

We are an equal opportunity employer and encourage applications from all qualified individuals. Our ability to work as one team across Canada, the United States, and the Caribbean is foundational to our success. We show up as our authentic selves each day and create space for one another’s unique contributions.

We respect the diverse cultures, traditions, and perspectives of Indigenous Peoples and seek to achieve equitable partnerships and opportunities with Indigenous communities.

The Fine Print:

Candidates must be legally eligible to work in the country in which they applied. Regrettably, we are unable to sponsor employment visas at this time.

Final candidates will be required to undergo a confidential pre-employment background check, including but not limited to educational, criminal, credit, drug and alcohol, and/or fitness for duty testing.

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