Associate Vice President, Commercial National Accounts, Financial Sponsors

Description

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The AVP Credit, Financial Sponsors, C.N.A., leads a team of Directors of Credit Execution, Associate Directors, and Associates. The role contributes to the growth of the portfolio by assessing and recommending credit structures to meet the needs of customers and conform to TD’s policies and Risk Appetite. This role is located in Toronto and reports directly to the Vice President, Credit Management, Commercial National Accounts.

Within CNA, the Financial Sponsors Group is a specialized team focused on covering private equity firms and providing financing to support their portfolio companies. The team works closely with the TD Securities team in the firm's overall coverage activities.

Key accountabilities of this role are:

• Oversee and manage credit underwriting and execution for a team across various industries and operating companies predominantly owned by private equity investors.
• In collaboration with other Financial Sponsors Group team members, lead structuring and negotiation of financing proposals including security, covenants and pricing to properly reflect and compensate TD for the assessed risk.
• Oversee and recommend credit to the Vice President, CNA & or CCRM, ensuring a high quality of risk assessment, credit structure, due diligence, and credit presentation.
• Ensure the overall portfolio is comprehensively monitored and controlled, adhering to and administered within approved guidelines, and in line with Bank operating policies and procedures.
• Interpret and apply TD’s risk management strategy within the team.
• Implement and operate systems to identify and mitigate operational risk issues.
• Ensure staff understand and comply with Bank and Industry Codes of Conduct.
• Strong attention to people management, ensuring there is robust mentoring and coaching within the team, and an ongoing focus on learning and development.
• Contribute to projects and initiatives within the team and CNA more broadly which seek to increase efficiencies, improve employee experience, and ensure our policies and procedures are up to date and relevant.
• Work closely with the VP Unit leader to ensure the broader success of the Unit.
• Maintain a high level of professionalism and contributes to a work environment that facilitates job satisfaction, personal development, and opportunities for advancement.

Job Requirements

• 10+ years of experience in Business Banking and Commercial Credit is required
• Extensive knowledge of leveraged finance (i.e., capital structures, capital markets, public and private debt and equity markets). Extensive knowledge of specialized leveraged finance products (i.e., structured/acquisition financings, project financings, private credit, loan syndication) and other core TD products and services.
• Extensive knowledge of business, legal, tax, banking and regulatory framework affecting financial requirements of customers.
• Experience structuring complex transactions that meet the needs of complex and high value clients that are within TD’s risk tolerances.
• Strong people leader with demonstrated experience in leading high performing teams.
• History of making an impact, developing and executing on strategies and delivering superior results in both the short and long term.
• Demonstrated relationship building skills, with a superior ability to make things happen through the use of positive influence.
• Strong financial management skills
• Expertise in Commercial Credit, Risk Management and/or developing relationships in a market.
• Powerful communicator who engages colleagues, business partners, external stakeholders, and employees.
• Robust organizational skills with the ability to work in a fast-paced environment and manage multiple deadlines and priorities.
• Strong customer service orientation.
• Prior experience in the Sponsor vertical is a benefit.

Education/Accreditation's:

• Undergraduate or graduate degree in Business. Other financial designations considered an asset (i.e. CPA, CBV, CFA etc.).

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet