Senior Software Architect

Requisition ID: 238898

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Step into a role where you’ll shape the future of how clients join and grow with Scotiabank. As a Senior Software Architect – Onboarding, you won’t just be designing systems - you’ll be architecting seamless, secure, and high-velocity onboarding journeys that cut across digital, branch, and contact centre experiences. You’ll be the trusted advisor driving innovation in APIs, workflow orchestration, and internet-scale security, while embedding the guardrails that keep us compliant and resilient. This is your chance to push boundaries: to blend cutting-edge architecture with real business impact, accelerate the sales funnel, and redefine what “onboarding” looks like in modern banking. If you thrive on solving complex design challenges and influencing executives and teams alike, this role puts you at the center of an exciting transformation.

Is this role right for you? In this role, you will:

• Onboarding Architecture Ownership – Define and maintain target-state architecture for client sign-up, KYC/AML, and product ordering/onboarding journeys, with a strong focus on enabling sales funnel velocity across all channels (Digital, Branch, Contact Centre).

• Client-Facing Experience Design – Architect micro-UIs, micro-apps, and client-facing digital experiences optimized for scale, usability, and security.

• API & Integration Strategy – Lead design of REST APIs and resource modeling for onboarding, ensuring extensibility, security, and alignment with enterprise integration patterns.

• Product Ordering & Workflow Orchestration – Build orchestration and sequencing patterns to support single and multi-product onboarding flows, cross-sell journeys, and adjudication.

• Regulatory & Security Alignment – Ensure onboarding flows embed KYC/AML, sanctions, privacy-by-design, and internet-scale security standards.

• Cross-Functional Collaboration – Partner with business, product, and sales stakeholders to co-create solutions, consult on technology investments, and align architecture to client-centric service and sales experiences across integrated channels.

• Frameworks & Enablement – Define architectural frameworks, principles, and guardrails that guide teams to consistently deliver compliant, secure, and scalable solutions.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

• 7+ years enterprise software engineering with 4+ years in architecture roles (preferably financial services).

• Strong onboarding/KYC expertise – Familiarity with client sign-up, onboarding flows, and regulatory requirements.

• Deep technical depth – Hands-on with Node.js, JavaScript, Next.js, Git, monorepo, CI/CD pipelines, and cloud-native (AWS/Azure/GCP) platforms.

• API & Event-Driven Mastery – Expert in REST API design, resource modeling, and event-driven/Kafka-based architectures.

• Security & Scale Awareness – Deep understanding of designing internet-facing, internet-scale applications with robust security principles and modern scaling technologies (IP networking, F5 load balancers, Akamai GTM/CDN, etc.).

• Architecture Modeling – Experience with workflow orchestration tools (Camunda, Temporal, BPMN) and exposure to enterprise business architecture modeling.

• Executive Communication – Proven ability to communicate effectively with senior executive teams, influence decision-making, and present complex architectural concepts clearly.

• Leadership & Communication – Proven ability to present to executives, influence business/product/sales teams, and mentor engineers across large portfolios.

• Education: Bachelor’s or Master’s degree in Engineering or Computer Science, with at least 5 years of relevant experience.

What's in it for you?

• Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employee to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
• Accessibility and Workplace Accommodations - We value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove, and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.
• Upskilling through online courses, cross-functional development opportunities, and tuition assistance.
• Competitive Rewards program including bonus, flexible vacation, personal, sick days, and benefits will start on day one.
• Community Engagement - no matter where you choose to work from; we offer opportunities for community engagement & belonging with our various programs.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.