Talent.com
Envision Financial
Commercial AnalystEnvision Financial • Penticton, BC, Canada
Commercial Analyst

Commercial Analyst

Envision Financial • Penticton, BC, Canada
30+ days ago
Job type
  • Full-time
Job description

We are currently seeking a Commercial Analyst to join our team.

The Commercial Analyst is a trainee role for future commercial sales/lending roles and incumbents in this role do not have an option to remain in this role long term. An incumbent will spend approximately two (2) years in this role and once required skill and experience level is achieved will move into an available commercial sales/lending role. Responsibilities include: provides administrative and analytical support to the commercial sales team; performs a variety of tasks that support the underwriting process for new credit applications; conducts annual reviews on commercial accounts, analyzes financial statements, and completes analysis of industry and market data, as required. The incumbent will deal directly with commercial members once a sufficient level of skill and experience are achieved.

Here’s what would be included as a part of your typical day

  • Financial Analysis: Completes analysis of financial statements and identifies any potential issues or concerns. Researches industry reports and analyzes market data related to specific credit applications, as required.
  • Loan Review/Security: Reviews "offer of credits" and "loan security" generated from the application tool to ensure information is complete and accurate; reviews delinquency reports and connects with TBD and/or credit services to work on resolution.
  • Loans Origination Process: Completes required paperwork for new credit applications, ensuring all supporting documentation is in place and forwards to commercial expert for review and/or approval; ensures required information from financial statements is entered into loans origination system; completes letter of credit requests in loans origination system; and completes progress draw worksheets for construction loans and monitors loan disbursement requests.
  • Risk Management: Completes annual reviews on commercial accounts and ensures all terms and conditions are satisfied including visiting business premises when required.
  • Sales and Service: Reviews files to identify cross-selling opportunities and forwards to appropriate commercial banking advisors; addresses member/client complaints or concerns to the mutual satisfaction of all parties. Establishes and maintains relationships within the branch network and the business community and follows up on incoming referrals. Promotes the organization’s image within the community through participation in community initiatives and events. Reinforces relationship management and FW sales culture through support of in-branch and company wide campaigns and recognizing employee referrals.

Required Skills, Experience & Qualifications

  • College, Trade or Tech School Diploma (2 years) in related field required
  • Bachelor’s Degree in related discipline preferred
  • 2 years sales and financial analysis experience or equivalent required
  • Previous knowledge of lending policies, procedures, products, and services preferred
  • Working knowledge of relevant legislation and statutory requirements influencing the granting and collection of commercial credit preferred
  • Proven knowledge and skills in financial statement analysis and credit risk management
  • Proven ability to manage change and identify and act upon continuous improvement opportunities
  • Strong work ethic and demonstrated resourcefulness in execution of daily activities
  • Advanced knowledge in Microsoft Office Applications, specifically MS Excel and Word
  • Displays an understanding of risk and risk ownership by being able to demonstrate adherence to policies and procedures.
Create a job alert for this search

Commercial Analyst • Penticton, BC, Canada

Similar jobs

Financial Planner, Scotia Financial Planning - Penticton

ScotiabankPenticton, Regional District of Okanagan-Similkameen, CA
Full-time

Financial Planner within the Scotia Financial Planning team (formerly Investment Specialist in the Mobile Advice Team) in the Global Asset Management Division.As a Financial Planner you will focus ... Show more

 • Promoted

Non-Profit Portfolio Manager

BC HousingPenticton, Regional District of Okanagan-Similkameen, CA
Full-time +2

Internship – Communications/Marketing (Student).Students applying for this internship must have strong communication skills.Majoring or work experience in Public Relations, Communications, Marketin... Show more

 • Promoted

Complete Online Surveys For Cash (Up to $25/per)

Earn HausPeachland, BC, CA
Full-time +1

Looking for people to participate in taking online surveys for Fortune 500 brands.All you need to do is complete online surveys by sharing your opinion.You will help influence brand decisions on se... Show more

 • Promoted

Earn Cash From Taking Surveys Online

Earn HausSummerland, BC, CA
Full-time +1

Looking for people to participate in taking online surveys for Fortune 500 brands.All you need to do is complete online surveys by sharing your opinion.You will help influence brand decisions on se... Show more

 • Promoted

Scotia Financial Planner Opportunity

ScotiabankPenticton, Regional District of Okanagan-Similkameen, CA
Full-time

Join Scotia Financial Planning as a Financial Planner, focusing on client relationships and investment solutions in Penticton, British Columbia.You’ll thrive in a flexible, mobile work environment.... Show more

 • Promoted

Global Remote Recruiter | Earn $3k-$11k per Placement

RecXchangePenticton, Regional District of Okanagan-Similkameen, CA
Remote
Full-time

A global recruiting platform is seeking remote recruiters to access live client roles and earn placement fees ranging from $3,000 to $11,000 per successful candidate placement.This opportunity allo... Show more

 • Promoted

Shipping Operations Lead

Bell & Associates, Inc.Peachland, BC, CA
Full-time

A logistics company in Peachland, British Columbia, is seeking a Shipping Supervisor to oversee all outbound shipping operations.You will manage staff, ensure accurate order fulfillment, and mainta... Show more

 • Promoted

Chemistry Private Tutoring Jobs Peachland

SuperprofPeachland, Canada
CA$20.00 hourly
Full-time +1

Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi... Show more

 • Promoted

English Private Tutoring Jobs Peachland

SuperprofPeachland, Canada
CA$20.00 hourly
Full-time +1

Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi... Show more

 • Promoted

Expert en Hypothèques avec BMO

BMO Financial GroupPenticton, Regional District of Okanagan-Similkameen, CA
Full-time

Faites briller votre carrière chez BMO comme Expert en Hypothèques, un rôle orienté vers le client avec la possibilité d'accroître vos revenus.Assistez les clients dans leurs demandes de financemen... Show more

 • Promoted

Fill Crew

Canadian Tire - Penticton, BC (Store 351)Penticton, Regional District of Okanagan-Similkameen, CA
Full-time

The Fill Crew Associate is a member of the Logistics Fill Team and has a key role in ensuring that products are transported from the warehouse to the sales floor in an efficient manner.This positio... Show more

 • Promoted

Arithmetic Private Tutoring Jobs Peachland

SuperprofPeachland, Canada
CA$20.00 hourly
Full-time +1

Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi... Show more

 • Promoted

Maintenance Support

kinetic Custom TrailersPenticton, Regional District of Okanagan-Similkameen, CA
Permanent

Join a team where innovation meets craftsmanship — Welcome to Kinetic Custom Trailers.At KINETIC, we don’t just build trailers, we engineer custom solutions that push the boundaries of design, func... Show more

 • Promoted

Management Trainee

Enterprise HoldingsPenticton, Regional District of Okanagan-Similkameen, CA
Permanent

Start your career with Enterprise Mobility! We’re.Whether you see yourself in sales, business development, customer service, retail management, or operations, as a manager in training, you can coun... Show more

 • Promoted

Mortgage specialist

BMO Financial GroupPenticton, Regional District of Okanagan-Similkameen, CA
Part-time

Join BMO - imagine the possibilities.Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mort... Show more

 • Promoted

Independent Recruiter Opportunity with Global Client Access

RecXchangePenticton, Regional District of Okanagan-Similkameen, CA
Part-time

Step into a revolutionary recruiting role with global access! Focus exclusively on finding talent and reap substantial rewards through placement fees with ultimate flexibility.This opportunity is t... Show more

 • Promoted

ESL Private Tutoring Jobs Peachland

SuperprofPeachland, Canada
CA$20.00 hourly
Full-time +1

Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi... Show more

 • Promoted

Geometry Private Tutoring Jobs Peachland

SuperprofPeachland, Canada
CA$20.00 hourly
Full-time +1

Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi... Show more

 • Promoted

Administrative Support Assistant - Remote Work

HrstalentsolutionsPenticton, Regional District of Okanagan-Similkameen, CA
Remote
Full-time

Explore the role of Administrative Support Assistant with a focus on remote work.This position offers a chance to perform routine tasks with a structured approach, perfect for organized individuals... Show more

 • Promoted

Pharmacy Dept Lead: Growth, Compliance & Care

London Drugs LimitedPenticton, Regional District of Okanagan-Similkameen, CA
Full-time

A leading retail pharmacy is seeking an experienced Assistant Department Manager for their pharmacy in Penticton, Canada.The role involves ensuring compliance with regulatory standards, fostering a... Show more