Talent.com
Commercial Analyst
Commercial AnalystEnvision Financial • Kelowna, BC, Canada
Commercial Analyst

Commercial Analyst

Envision Financial • Kelowna, BC, Canada
30+ days ago
Job type
  • Full-time
Job description

We are currently seeking a Commercial Analyst to join our team.

The Commercial Analyst is a trainee role for future commercial sales/lending roles and incumbents in this role do not have an option to remain in this role long term. An incumbent will spend approximately two (2) years in this role and once required skill and experience level is achieved will move into an available commercial sales/lending role. Responsibilities include: provides administrative and analytical support to the commercial sales team; performs a variety of tasks that support the underwriting process for new credit applications; conducts annual reviews on commercial accounts, analyzes financial statements, and completes analysis of industry and market data, as required. The incumbent will deal directly with commercial members once a sufficient level of skill and experience are achieved.

Here’s what would be included as a part of your typical day

  • Financial Analysis: Completes analysis of financial statements and identifies any potential issues or concerns. Researches industry reports and analyzes market data related to specific credit applications, as required.
  • Loan Review/Security: Reviews "offer of credits" and "loan security" generated from the application tool to ensure information is complete and accurate; reviews delinquency reports and connects with TBD and/or credit services to work on resolution.
  • Loans Origination Process: Completes required paperwork for new credit applications, ensuring all supporting documentation is in place and forwards to commercial expert for review and/or approval; ensures required information from financial statements is entered into loans origination system; completes letter of credit requests in loans origination system; and completes progress draw worksheets for construction loans and monitors loan disbursement requests.
  • Risk Management: Completes annual reviews on commercial accounts and ensures all terms and conditions are satisfied including visiting business premises when required.
  • Sales and Service: Reviews files to identify cross-selling opportunities and forwards to appropriate commercial banking advisors; addresses member/client complaints or concerns to the mutual satisfaction of all parties. Establishes and maintains relationships within the branch network and the business community and follows up on incoming referrals. Promotes the organization’s image within the community through participation in community initiatives and events. Reinforces relationship management and FW sales culture through support of in-branch and company wide campaigns and recognizing employee referrals.

Required Skills, Experience & Qualifications

  • College, Trade or Tech School Diploma (2 years) in related field required
  • Bachelor’s Degree in related discipline preferred
  • 2 years sales and financial analysis experience or equivalent required
  • Previous knowledge of lending policies, procedures, products, and services preferred
  • Working knowledge of relevant legislation and statutory requirements influencing the granting and collection of commercial credit preferred
  • Proven knowledge and skills in financial statement analysis and credit risk management
  • Proven ability to manage change and identify and act upon continuous improvement opportunities
  • Strong work ethic and demonstrated resourcefulness in execution of daily activities
  • Advanced knowledge in Microsoft Office Applications, specifically MS Excel and Word
  • Displays an understanding of risk and risk ownership by being able to demonstrate adherence to policies and procedures.
Create a job alert for this search

Commercial Analyst • Kelowna, BC, Canada

Similar jobs

Remote Venture Capital Analyst ($100/hr) - 75406

Turingkelowna, bc, ca
Remote
Full-time

Based in San Francisco, California, Turing is the world’s leading research accelerator for frontier AI labs and a trusted partner for global enterprises deploying advanced AI systems.Turing support...Show more

 • Promoted

Finance Private Tutoring Jobs Armstrong (BC)

SuperprofArmstrong (BC), Canada
Full-time +1

Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi...Show more

 • Promoted

Finance Private Tutoring Jobs Coldstream

SuperprofColdstream, Canada
Full-time +1

Superprof is Canada's #1 tutoring platform, and we're actively recruiting passionate tutors! Whether you're a student, a professional, or simply someone who loves teaching, join the largest communi...Show more

 • Promoted

Commercial Analyst - GeologicAI

GeologicAIkelowna, bc, ca
Full-time

GeologicAI is a Calgary-based start-up developing and deploying exciting new technologies for the energy and mining sectors.We build nifty geological robots that scan rocks, train AI to analyze the...Show more

 • Promoted

Complete Online Surveys For Cash (Up to $25/per)

Earn HausArmstrong, BC, CA
Full-time +1

Looking for people to participate in taking online surveys for Fortune 500 brands.All you need to do is complete online surveys by sharing your opinion.You will help influence brand decisions on se...Show more

 • Promoted

Mortgage Specialist

BMO Financial GroupKelowna, BC, Canada
Part-time

Date limite pour présenter sa candidature :.Dilworth DriveGroupe de famille demploi :.Ventes et service, Services bancaires aux particuliersJoin BMO - imagine the possibilities.Are you looking for ...Show more

 • Promoted

Remote Venture Capital Analyst ($100/hr) - 75406 - Turing

Turingkelowna, bc, ca
Remote
Full-time

Based in San Francisco, California, Turing is the world’s leading research accelerator for frontier AI labs and a trusted partner for global enterprises deploying advanced AI systems.Turing support...Show more

 • Promoted

Sales Representative - 60k / Year - Remote

Spade RecruitingVernon, British Columbia
Remote
Full-time
Quick Apply

We’re looking for enthusiastic, self-driven, individuals to assist existing and prospective clients within our organization.This position will work with multiple clients throughout the day providin...Show more

 • Promoted

Senior Business Analyst – Loan Origination System

VeriParkkelowna, bc, ca
Full-time

We enable financial institutions to become AI-first digital leaders.As a professional team of global scale, we work with best clients for great and exciting projects, in an environment where we lea...Show more

 • Promoted

Pension Business Analyst - Insight Global

Insight Globalkelowna, bc, ca
Full-time

Advanced experience working with Pensions or Actuarial Science.Strong understanding of Direct Contribution methods for canadian Pensions.Strong requirements gathering experience.Good understanding ...Show more

 • Promoted

Commercial Analyst

GeologicAIkelowna, bc, ca
Full-time

GeologicAI is a Calgary-based start-up developing and deploying exciting new technologies for the energy and mining sectors.We build nifty geological robots that scan rocks, train AI to analyze the...Show more

 • Promoted

Senior Business Analyst – Loan Origination System - VeriPark

VeriParkkelowna, bc, ca
Full-time

We enable financial institutions to become AI-first digital leaders.As a professional team of global scale, we work with best clients for great and exciting projects, in an environment where we lea...Show more

 • Promoted

Trade Support Analyst (with capital markets exp)

Luxoftkelowna, bc, ca
Full-time

Client's application support is responsible for the production systems, including Trading, Post-Trade, and PnL software, environment management, and software deployment.Will work closely with devel...Show more

 • Promoted

Senior Business Analyst - kelowna

US Tech Solutionskelowna, bc, ca
Full-time

Under the direction of the Assistant Director, Cyber Security Operations.Support the Project Manager throughout the planning and execution of initiatives by translating business needs and cyber req...Show more

 • Promoted

Business Analyst - fintex

fintexkelowna, bc, ca
Full-time

Our founding team has built and shipped digital products at Canada's leading financial institutions—and now we're doing it faster, bolder, and entirely on our own terms.We're growing quickly and lo...Show more

 • Promoted

Software Business Analyst

Alpha Bravo Developmentkelowna, bc, ca
Full-time

We’re a fast-growing software development agency that helps service-based businesses across the U.Our team values ownership, innovation, and building long-term partnerships with clients.We’re looki...Show more

 • Promoted

Business Analyst

fintexkelowna, bc, ca
Full-time

Our founding team has built and shipped digital products at Canada's leading financial institutions—and now we're doing it faster, bolder, and entirely on our own terms.We're growing quickly and lo...Show more

 • Promoted

Trade Support Analyst (with capital markets exp) - kelowna

Luxoftkelowna, bc, ca
Full-time

Client's application support is responsible for the production systems, including Trading, Post-Trade, and PnL software, environment management, and software deployment.Will work closely with devel...Show more