Senior Manager, Digital Underwriting and Risk Management

Job Description

What is the opportunity?

We’re looking for a seasoned Life and/or Living Benefits insurance underwriter to join our Corporate Underwriting Team. Your focus? Driving growth through digital underwriting solutions that prioritize efficiency, data-driven analysis, and exceptional client experiences.

What will you do?

•Design underwriting questionnaires, develop rulesets and manage automated underwriting tools

•Lead strategies to enhance RBC’s automated and accelerated underwriting programs

•Collaborate to innovate, digitize processes, and ensure responsible data use

•Shape underwriting guidelines to deliver client-centric, profitable solutions

•Stay ahead of industry trends, regulatory changes, and non-traditional risk assessment methods

•Provide expert underwriting analysis on contestable claims

•Mentor colleagues to strengthen technical risk assessment skills

What will you need to succeed?

Must Haves

•7+ years of hands-on Life and/or Living Benefits insurance underwriting experience in the individual market

•Passion for challenging the status quo and driving innovative risk solutions

•Strong collaboration, communication, and presentation skills

Nice-to-Haves

•Bilingual in English and French

•Proven expertise in designing and implementing accelerated underwriting rule sets

•Familiarity with project management, product development, or risk management frameworks

Special Conditions

•Please note the successful candidate will have the ability to work out of any province.

What's in it for you?

•A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans

•Competitive pay and high-earning potential

•All the tools, training, and team support you need to grow your career

•Flexible work/life balance options

•Sophisticated RBCI software tools to boost your productivity

RBC is an organization that succeeds by bringing out the best in its people. You’ll be part of a supportive, inclusive team that shares common values – including a fundamental respect for each other. At the heart of this is a commitment to diversity. RBC respects and responds to the many competing and evolving priorities in our lives – so you can focus on what you can do best – putting clients first.

Job Skills

Client Counseling, Coaching Others, Communication, Insurance Products, Knowledge of Claims, Life Insurance, Medical Informatics, Results-Oriented, Risk Assessments, Underwriting

Additional Job Details

Address:

MEADOWVALE BUSINESS PARK, 6880 FINANCIAL DR:MISSISSAUGA

City:

Mississauga

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

INSURANCE

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-03-04

Application Deadline:

2026-03-27

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

$90,000.00 - $140,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.