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Payments Business Analyst
Payments Business AnalystVDart Inc • Mississauga, Ontario, Canada
Payments Business Analyst

Payments Business Analyst

VDart Inc • Mississauga, Ontario, Canada
13 days ago
Job type
  • Full-time
Job description

Role : Payments Business Analyst

Location : Mississauga ON

Full Time

Must :

  • Strong knowledge of payment systems : UPI IMPS NEFT / RTGS card rails ISO 8583 / 20022.
  • Familiarity with risk and fraud controls tokenization and data security.
  • Expertise in requirements elicitation BRD / FSD creation and Agile methodologies.
  • Hands-on with tools : JIRA Confluence Visio / BPMN modelling.
  • Excellent communication leadership and problem-solving skills

Role Summary

As a Lead Business Analyst you will drive end-to-end business analysis for payment products and modernization initiatives. You will lead requirement gathering solution design and process optimization across multiple payment rails (Cards UPI NEFT / RTGS ISO 20022 Cross-border). This role requires strong domain expertise leadership in stakeholder management and the ability to mentor junior BAs.

Key Responsibilities

Requirements Leadership

  • Own business requirement gathering impact analysis and documentation (BRD FSD user stories).
  • Ensure alignment with product strategy regulatory mandates and technical feasibility.
  • Domain Expertise

  • Deep understanding of card issuing / acquiring UPI / A2A payments ISO 8583 / 20022 messaging and cross-border flows.
  • Knowledge of merchant onboarding settlement chargebacks and dispute lifecycle.
  • Regulatory & Compliance

  • Embed RBI guidelines PCI DSS tokenization mandates AML / KYC and scheme rules into requirements.
  • Ensure compliance with authentication standards (EMV 3DS SCA).
  • Process Design & Optimization

  • Create end-to-end process flows journey maps and operating models.
  • Drive process re-engineering for efficiency and scalability.
  • Stakeholder Management

  • Act as a bridge between business and technology teams.
  • Conduct workshops manage senior stakeholder expectations and resolve conflicts.
  • Delivery Enablement

  • Support solution design UAT and production readiness.
  • Ensure traceability from requirements to delivery.
  • Team Leadership

  • Mentor junior BAs review deliverables and enforce best practices in documentation and analysis.
  • Required Skills

  • Strong knowledge of payment systems : UPI IMPS NEFT / RTGS card rails ISO 8583 / 20022.
  • Familiarity with risk and fraud controls tokenization and data security.
  • Expertise in requirements elicitation BRD / FSD creation and Agile methodologies.
  • Hands-on with tools : JIRA Confluence Visio / BPMN modelling.
  • Excellent communication leadership and problem-solving skills.
  • Preferred

  • Experience in banking or fintech environments.
  • Exposure to real-time payments API-based integrations and event-driven architectures.
  • Certifications : CBAP Agile / Scrum TOGAF (optional)
  • Key Skills

    SQL,Agile,Business Analysis,Visio,Waterfall,Business Process Modeling,Requirements Gathering,User Acceptance Testing,Business requirements,SDLC,Systems Analysis,Data Analysis Skills

    Employment Type : Full Time

    Experience : years

    Vacancy : 1

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    Payments Business Analyst • Mississauga, Ontario, Canada

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