Credit Manager

A career as a Credit Manager in the Equipment Financing team at National Bank means contributing as a credit team player and risk specialist. This position allows you to have a positive impact on our organisation thanks to your expertise in risk management, loan structuring, credit underwriting and leadership. Your job

• Ensure profitable business growth and effective risk management, while complying with National Bank's policies and risk appetite.
• Manage and support a small team of underwriting professionals within the BC credit region, ensuring their development and performance.
• Assess and adjudicate credit applications within assigned limits, based on strong attention to detail, rigorous analysis and in-depth knowledge of risk mitigation strategies.
• Comply with service agreements and operational processes to support sales objectives while ensuring a solid risk management framework.
• Maintain close working relationships with internal stakeholders in order to offer value-added services and foster the growth of loans and new clients. Your team In the Equipment Finance sector, a subsidiary of the Commercial and Private Banking 1859 group, you are part of a large team of colleagues and you will report to the Senior Manager - British Columbia. Our team stands out for it positive spirit, collaboration and commitment for continued innovation and growth. Our goal is to offer you maximum flexibility to promote your quality of life, this includes a hybrid work environment and a flexible and adaptable schedule. We offer a wide range of ongoing learning opportunities for your development, including hands-on learning, training courses and collaborating with colleagues who have varied expertise and profiles. Prerequisites
• Post-secondary studies related to business administration or equivalent work experience
• At least 6 years of experience in financial services, risk management, banking or commercial loans, including direct experience in team management.
• Proficiency in credit approval, with advanced skills in financial statement analysis and risk mitigation strategies Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!