Credit Risk Analyst (Remote)

MogoVancouver, BC, Canada

30+ days ago

Salary

CAD55000–CAD75000 yearly

Job type

Remote

Full-time

Job description

Are you passionate about data and looking to make a meaningful impact in the fintech world? Join our dynamic team at Mogo Finance as a Credit Risk Analyst! Reporting to the Senior Manager, Credit Risk, you will play a pivotal role in shaping our lending portfolio. You will create and maintain performance reports, share valuable insights to support strategic decision-making, and develop innovative solutions to meet our business needs. Your contributions will directly influence the development and implementation of risk strategies, supporting the overall risk appetite set by our forward-thinking leadership team.

The base salary for this role is : $55,000-$75,000 CAD

Accepting applications from Canadian based applicants only.

What You’ll Do :

Assist in managing the lending portfolio.
Create and maintain performance reports.
Share insights to support decision-making processes.
Develop new and adjust existing codes to fulfill business needs.
Gather and analyze financial information to assess creditworthiness.
Perform credit risk assessments and determine risk levels.
Continuously monitor credit risk exposure, recommending adjustments as needed.
Prepare and present detailed credit risk reports to senior management.
Assist in developing and implementing risk models and strategies.
Ensure compliance with regulatory requirements and internal policies.
Collaborate with other departments for comprehensive risk management.
Interact with stakeholders to gather information and provide insights on credit status.
Stay informed about market trends and economic factors affecting the portfolio.
Utilize advanced tools and software to enhance analysis accuracy and efficiency.

Qualifications :

Post-secondary diploma or bachelor’s degree (Major in Finance, Data Science, Commerce, or Economics preferred).

2-3 years of work experience in data analysis using SQL or similar coding languages.

Advanced experience in Microsoft Excel, including PowerPivot.

Proficiency with Microsoft Office (Word, Outlook, PowerPoint).

Strong proven research, analytical, problem-solving, and conceptual thinking skills.

Knowledge of financial and credit reports, and reporting systems, processes, and controls.

Attention to detail with a high degree of accuracy, especially working with numbers and dollars.

Ability to take initiative proactively and work independently in a remote environment.

Strong organizational and time management skills.

Excellent verbal and written communication skills for effective cross-functional communication.

Ability to prioritize and work with tight deadlines.

Preferred Qualifications :

Experience with credit risk underwriting and adjudication.

Experience with Snowflake and Looker.

Experience with AI and Machine Learning.

Benefits of working with us :

ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources

Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account

Stock Options - Have a stake in the company's success through stock options

Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days

Innovative and Inclusive Culture - Engage in cutting-edge projects and be part of an inclusive workplace

Wellbeing Programs - Access counseling services, mental health support, and additional wellness resources