Job Description

As a licensed MD with minimum experience of 10-15 years of clinical practice in internal medicine or any sub-specialties or insurance medicine experience, sound understanding of an insurance companies various business operations, and expert knowledge of medical science, technology and their impact on mortality, the Chief Medical Officer role plays a key leadership role in the development and maintenance of Sun Life’s proprietary medical underwriting guidelines and approaches.

Reporting to the Corporate Chief Underwriter, this position will contribute to the strategy of identifying and implementing innovative enhancements and efficiencies to our underwriting approach by using analytics, as well as advances in medical science and technology delivering a more simplified purchase process for the customer and more favorable overall results for the company.

In addition to a focus on the Global marketplace, the Chief Medical Officer will be responsible at times for researching medical conditions of importance to insurance underwriting and consulting and collaborating with other members of the global offices of Sun Life to suggest enhancements to our global proprietary guidelines and approaches.

What will you do :

• Lead a team of MDs across the global Sun Life enterprise to maintain exemplary service standards and quality of work provided on case consultations to the Life Underwriters who hold a variety of approval limits, including large multi-million lines of coverage
• Maintaining an industry presence, building and maintaining networks and relationships with internal and external partners and keeping informed of developing medical and technical advancements as well as an awareness of industry rules and regulations that may affect underwriting. Active participation in industry committees and working groups (ex. AIM Committee)
• Ensuring company remains at the forefront of underwriting by actively monitoring and reviewing changing medical science and translating its applicability to insurance medicine, conducting research, drawing conclusions and making recommendations appropriate for underwriting
• Responsible for participating and developing the medical content of the proprietary underwriting manual WWUM (Sun Life World Wide Underwriting Manual). Must be able to translate complex medical research into underwriting guidelines.
• Consulting and providing input / content for underwriting-related marketing, educational and promotional materials for various health associated causes supported by Sun Life
• Providing education to both to Sun Life Global Underwriting teams
• Consulting with Underwriting audit team on case assessments
• Acting as secondary liaison with reinsurance Medical Directors
• Liaison for our high cost drug business to determine veracity, efficacy of newly approved (FDA) drugs for rare diseases
• Providing medical support for the International divisions and corporate Chief underwriter
• Work with medical directors across the enterprise to ensure adherence to corporate governance and create strong working relationship.

What do you need to succeed :