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Lending manager Jobs in Toronto, ON

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Lending manager • toronto on

Last updated: 5 days ago
  • Promoted
Credit Manager, Business Banking and Specialized Lending

Credit Manager, Business Banking and Specialized Lending

DUCAToronto, ON, Canada
Full-time
We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer.Founded in 1954, ...Show moreLast updated: 30+ days ago
  • Promoted
Manager, Lending Risk Strategy

Manager, Lending Risk Strategy

FinanceitToronto, ON, Canada
Full-time
Financeit is a point-of-sale financing provider serving some of the largest home improvement and retail organizations in Canada. Our platform helps businesses close more sales by offering customers ...Show moreLast updated: 30+ days ago
  • Promoted
Financing Manager, Corporate Lending

Financing Manager, Corporate Lending

Export Development CanadaToronto, ON, Canada
Permanent
Application deadline : July 23rd, 2025.At EDC, we support Canadian businesses to succeed globally.We provide the financial tools and expertise they need to explore new markets, reduce risks, all tow...Show moreLast updated: 5 days ago
  • Promoted
Credit Manager, Business Banking and Specialized Lending

Credit Manager, Business Banking and Specialized Lending

DUCA Financial Services Credit Union Ltd.Toronto, ON, Canada
Full-time
We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer.F...Show moreLast updated: 30+ days ago
  • Promoted
Director, Commercial Lending Operations

Director, Commercial Lending Operations

Home TrustToronto, ON, Canada
Full-time
Director, Commercial Lending Operations.Underwriting - Large Commercialteam!.Home Trust Company has developed a track record of success as Canadas leading alternative lender, employing nearly 800 p...Show moreLast updated: 30+ days ago
  • Promoted
Underwriter, Insurance Lending Solutions

Underwriter, Insurance Lending Solutions

EQ Bank | Equitable BankToronto, ON, Canada
Full-time +1
Underwriter, Insurance Lending Solutions.Underwriter, Insurance Lending Solutions.Get AI-powered advice on this job and more exclusive features. Being a traditional bank just isn’t our thing.We are ...Show moreLast updated: 30+ days ago
  • Promoted
Product Manager, Student Lending

Product Manager, Student Lending

Bank of MontrealToronto, ON, Canada
Part-time
The Product Manager, Student Lending reports to the Director, Specialized Lending and is part of the Unsecured Lending Team. This role is responsible for managing the student lending portfolio of pr...Show moreLast updated: 17 days ago
  • Promoted
Credit Manager, Business Banking and Specialized Lending

Credit Manager, Business Banking and Specialized Lending

DUCA Financial Services Credit UnionToronto, ON, Canada
Full-time
We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer.Founded in 1954, ...Show moreLast updated: 30+ days ago
  • Promoted
Senior Process Manager, Retail Lending

Senior Process Manager, Retail Lending

BMOToronto, ON, Canada
Full-time +1
Senior Process Manager, Retail Lending.Be among the first 25 applicants.Senior Process Manager, Retail Lending.Get AI-powered advice on this job and more exclusive features.Designs, develops, tests...Show moreLast updated: 27 days ago
Manager, Unsecured Retail Lending Analytics (226442)

Manager, Unsecured Retail Lending Analytics (226442)

Scotiabank Global SiteToronto, Ontario, Canada
Full-time
Join a purpose driven winning team committed to results in an inclusive and high-performing culture.The Manager Non-Pre-Approval Originations will utilize combination of their existing credit risk ...Show moreLast updated: 30+ days ago
  • Promoted
Underwriter, Insurance Lending Solutions

Underwriter, Insurance Lending Solutions

Equitable GroupToronto, ON, Canada
Full-time +1
Being a traditional bank just isn’t our thing.We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams...Show moreLast updated: 30+ days ago
  • Promoted
Commercial Lending Law Clerk

Commercial Lending Law Clerk

Cartel Agency Inc.Old Toronto, ON, Canada
Full-time
Step into a key role with a high-performing legal team, where your skills can truly make an impact.Our Client, a Toronto law firm known for its collaborative and inclusive culture, is offering you ...Show moreLast updated: 30+ days ago
  • Promoted
Product manager, student lending

Product manager, student lending

BMO Financial GroupToronto, ON, Canada
Part-time
The Product Manager, Student Lending reports to the Director, Specialized Lending and is part of the Unsecured Lending Team. This role is responsible for managing the student lending portfolio of pr...Show moreLast updated: 17 days ago
  • Promoted
Manager, Automotive Lending Analytics, Global Risk Management

Manager, Automotive Lending Analytics, Global Risk Management

ScotiabankToronto, ON, Canada
Full-time
Press Tab to Move to Skip to Content Link.Select how often (in days) to receive an alert : .Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.The m...Show moreLast updated: 5 days ago
Underwriter, Insurance Lending Solutions

Underwriter, Insurance Lending Solutions

EQ BankToronto, Ontario, Canada
Full-time +1
Being a traditional bank just isnt our thing.We are big believers in innovating the banking experience because we believe Canadians deserve better options and we challenge ourselves and our teams t...Show moreLast updated: 30+ days ago
People also ask
Credit Manager, Business Banking and Specialized Lending

Credit Manager, Business Banking and Specialized Lending

DUCAToronto, ON, Canada
30+ days ago
Job type
  • Full-time
Job description

Why DUCA?

We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer. Founded in 1954, DUCA has grown from a single branch credit union in Toronto to 19 branches across Southern Ontario with over 85,000 Members we are proud to serve.

We exist to help People, Businesses and Communities Do More, Be More, and Achieve More .

DUCA ( www.duca.com ) is the fastest organically growing large Credit Union in Canada distinguished for the following :

  • Positive, un-big bank like service experience delivered through Member-facing staff in branch, on the phone (Member-Connect) and via our Mobile mortgage specialists, Wealth Management advisors and Commercial and Business Banking Account Managers.
  • Competitive rates.
  • Personalized financial solutions, guidance, and service with the lowest possible fees for both Personal and Business Members.
  • Profit sharing among Members.
  • Multiple ways to bank—online, mobile app, phone / full-service Member Connect Contact Centre, and, of course, in-branch—DUCA is accessible 24 / 7
  • A community philosophy of “profits with a purpose” culminating in the creation of the DUCA Impact Lab (www.ducaimpactlab.com), a charitable foundation committed to helping the credit challenged and underbanked. This led to DUCA's designation as a B-Corp certified organization, the first ever credit union to receive this global recognition.

A career with one of Canada’s fastest growing credit unions means you’ll find endless opportunities to make a difference with your unique abilities and perspectives. Our people live their purpose while helping others Do more, Be more and Achieve more with their money and their lives. At DUCA, you’ll be part of a vibrant and collaborative team where you’ll be supported to excel and make an impact, no matter what role you play.

Credit Manager, Business Banking and Specialized Lending

DUCA is looking for a Credit Manager, Business Banking and Specialized Lending to join our growing team!

Job Purpose & Summary

The Credit Manager, Business Banking (also known as Small Business Banking in the financial services industry) and Specialized Lending is accountable for adjudicating small business Member loans and high net worth Member loans secured by investments and insurance through sound credit granting principles. Credit decisions will be kept within the parameters of DUCA’s risk appetite and tolerances, and comply with DUCA’s policies, procedures, and guidelines.

By developing strong relationships with both the Business Banking and Specialized Lending Teams (“Lending Team”) and external partners, this position ensures Member satisfaction and support the healthy and sustainable growth of DUCA’s Business Banking and Specialized Lending loan portfolio.

As a senior credit professional, this position is involved in monitoring market conditions and any regulatory changes that require changes to credit policies, procedures, and guidelines related to Business Banking and Specialized Lending.

Key Accountabilities & Duties

  • Review and adjudicate credit applications and transactions within assigned credit limits in a timely manner
  • Provide independent, objective reviews and approvals to credit applications and other matters which have been agreed to and / or recommended by the Lending Team
  • Review all loan applications and reviews prior to submission to senior management, to ensure the completion of due diligence and adherence to DUCA’s policies and guidelines
  • Provide decisions and approvals on adjudicated credit transactions / applications and communicate effectively with Management to ensure rationale and decision is clearly understood
  • Review commitment letters and draw requests to ensure credit terms and conditions are respected
  • Write succinct credit memos or credit announcements to communicate credit perspective and rationale for new credits and credit extensions
  • Communicate with the Lending Team about specific credit applications and transactions to seek further information and modifications, if needed; discuss appropriate structuring for the deal and criteria required for approval; ensure that all information is credible, accurate, and relevant, including analysis and evaluation of the technical aspects (e.g., financial analysis, credit terms, structure, and collateral)
  • Respond to and resolve escalated issues raised by the Lending Team
  • Support DUCA’s Lending Team to ensure Member satisfaction
  • Support the healthy and sustainable growth of a profitable Business Banking and Specialized Lending loan portfolio by ensuring the credit granting provided is within DUCA’s prescribed asset quality standards
  • Provide support, when needed, to review and adjudicate commercial credit requests including new credit requests and annual reviews for approval at the appropriate lending authority.
  • Assess the impact of regulatory changes to existing policies, procedures and guidelines; monitor market conditions and make recommendations for enhancements to existing / creation of new policies, procedures and guidelines
  • Provide support in strategic projects, policy and process improvements initiatives related to Business Banking and Specialized Lending
  • Provide additional coverage for Specialized Lending credit reviews, adjudication and other matters related to investment lending
  • Occupational Experience & Education Requirements

  • Bachelor’s Degree in business or a related field; or equivalent work experience with small businesses and / or high net worth lending within the financial industry
  • Pursing or having a CFA / CGA / MBA is considered an asset
  • Minimum 4-6 years Business Banking and / or high net worth lending underwriting / adjudicating experience is required
  • Minimum 4 years knowledge of financial statement analysis
  • Financial Statement analysis experience
  • Knowledge, Skills & Attributes

  • Sound credit judgement with demonstrated ability to understand the risk return trade-off and come up with well thought-out solutions to mitigate credit risk
  • Ability to articulate complex credit applications into succinct and balanced recommendations
  • Knowledge of various due diligence reports related to investment and insurance lending (Insurance Policies, Insurance Discussion Papers, Financial Statements, Tax Documents, Investment Statements, Pension Statements, etc.)
  • Understanding of commitment letters and other legal documents from a credit perspective
  • Understanding of Business Banking and high net worth banking / lending practices and end-to-end credit process
  • Understanding and knowledge of Commercial credit an asset.
  • Strong verbal and written communication skills with the ability to organize business information and develop it into cohesive, professional reports and presentations
  • Analytical skills and exceptional attention to detail
  • Highly developed critical thinking, problem-solving capabilities and excellent project management, planning, organizational, and time management skills with ability to handle complex multi-task assignments
  • Proficiency with MS Office Suite of products, including Excel
  • Experience working with a banking software
  • Ability to work in a dynamic and fast-paced environment, under pressure and with time-sensitive deadlines
  • Collaborates well in a team environment
  • Working Conditions

  • Normal office environment
  • Department : Retail Credit

    Primary Location : Corporate Office - 5255 Yonge Street, North York, M2N 6P4

    Employment Status : Full-Time

    Hours per Week : 38

    Salary : The annual salary range for this position starts at$80,494. Actual annual base salaries will vary depending on relevant job-related factors such as experience, knowledge, skills, qualifications, and education / training. Depending on the position, DUCA’s total compensation package may include incentive compensation tied to company and individual performance or other benefits.

    Number of Vacancies : 1

    DUCA is committed to employment equity and encourages applications from all qualified candidates. Recruitment related accommodations will be provided upon request.

    Qualified applicants are encouraged to submit their application. Applications must include a resume.

    We thank all applicants but only those considered for an interview will be contacted.

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