Credit specialist Jobs in Coquitlam, BC

Application Deadline :

01 / 13 / 2026

Address : 6023 Silver Drive

Job Family Group :

Commercial Sales & Service

Performs ongoing comprehensive client credit analysis for an assigned number of client portfolios to assess the business entitys overall financial health and credit risk using discretionary authority within prescribed limits. Applies lending expertise to a lending product portfolio or part of the lending process (e.g. underwriting funding monitoring). Makes credit decisions or provides timely advice to the business banking relationship manager for action in compliance with internal controls and audit regulatory and Bank policies and procedures.

• Exercises judgment to identify diagnose and solve problems within given rules.
• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Helps determine business priorities and best sequence for execution of business / group strategy.
• Conducts independent analysis and assessment to resolve strategic issues.
• Breaks down strategic problems and analyses data and information to provide insights and recommendations.
• Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
• Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments planning stakeholder management execution evaluation and sustainment of initiatives.
• Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels.
• Provides input into the planning and implementation of operational programs.
• Executes work to deliver timely accurate and efficient service.
• May specialize as either a funding specialist or a credit analyst.
• As a funding specialist facilitates the funding process acting as a final and independent control point for legal documentation and ensures that the security / legal documentation reflects what was approved; all terms and conditions noted in the credit application have been met; proper execution / perfection of all documents prior to funding / releasing funds; assesses significance of any security or conditions shortfalls credit and fraud risks.
• Analyzes lending applications to identify correct and make credit decisions or advise of deficiencies and / or exceptions in accordance with sound credit granting principles; recommends remedies to maintain acceptable asset and credit quality.
• Analyzes lending applications to confirm security valuations and completes and approves credit applications for authorization in compliance with the Banks business banking lending policy.
• Develops risk profiles credit structuring of lending proposals and completes credit investigations.
• Responds to inquiries and resolves issues raised through audits and quality checks to adequately document lending decisions.
• Builds effective relationships with internal / external stakeholders.
• Ensures alignment between stakeholders.
• Integrates information from multiple sources to enable more efficient processes enhance analysis and / or streamline reporting.
• Designs and produces regular and ad-hoc reports and dashboards.
• Monitors and tracks performance and addresses any issues.
• Follows security and safeguarding procedures and applies due diligence in accordance with Banks policies and ethical standards for the prevention of loss due to fraud robbery counterfeiting money laundering or defalcation.
• Adheres to business banking lending processes policies procedures legal regulatory audit and ethical requirements.
• Maintains the confidentiality of customer and Bank information in compliance with Bank policies and procedures.
• Identifies risks and takes appropriate actions including all documentation and other regulatory requirements to maintain operational integrity.
• Liaises between clients and various departments across the organization to discuss issues and procedures and provide product support and expertise.
• Focus is primarily on business / group within BMO; may have broader enterprise-wide focus.
• Exercises judgment to identify diagnose and solve problems within given rules.
• Works independently on a range of complex tasks which may include unique situations.
• Broader work or accountabilities may be assigned as needed.

Qualifications :

Salary :

$56000.00 - $103500.00

Pay Type : Salaried

The above represents BMO Financial Groups pay range and type.

Salaries will vary based on factors such as location skills experience education and qualifications for the role and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles the salary listed above represents BMO Financial Groups expected target for the first year in this position.

BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit : Us

At BMO we are driven by a shared Purpose : Boldly Grow the Good in business and life. It calls on us to create lasting positive change for our customers our communities and our people. By working together innovating and pushing boundaries we transform lives and businesses and power economic growth around the world.

As a member of the BMO team you are valued respected and heard and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in-depth training and coaching to manager support and network-building opportunities well help you gain valuable experience and broaden your skillset.

To find out more visit us at is committed to an inclusive equitable and accessible workplace. By learning from each others differences we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation please contact your recruiter.

Note to Recruiters : BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.

Key Skills

EAM,Food Technology,AC Maintenance,Corrosion,Arabic Cuisine

Employment Type : Full-Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 56000 - 103500