Immigration Consultant

More Super Visa Health Insurance Options

On January 28, 2025, the Canadian government introduced a major update to the health insurance requirements for the Super Visa, a program that favors parents and grandparents of Canadian residents to travel and stay with them for a specified period. This update makes the program more accessible to applicants.

In our Canadian immigration blog, we will discuss this topic. Read to the end to learn about the economic and logistical benefits families will have this year with increased coverage from approved foreign providers, the eligibility requirements, the context behind this change, and the list of approved providers. Let's get started!

Super Visa: lower costs and more health coverage options

Super Visa holders can now purchase health insurance from approved foreign providers. This change offers more flexibility in choosing insurance providers, no longer restricting applicants to Canadian providers only. It also lowers financial barriers for those experiencing hardship. The standards of coverage remain the same; now applicants can select plans that best suit their needs and budgets.

Why was this change necessary?

Previously, applicants faced difficulties finding adequate insurance, as they had to purchase exclusively from Canadian providers. While Canadian plans are comprehensive, they can be costly and restrictive, often excluding coverage for pre-existing conditions. This limited applicants' options for affordable and tailored coverage.

Therefore, IRCC relaxed the rule, allowing purchase of private insurance from eligible foreign providers.

What are the health insurance requirements for the Super Visa?

The fundamental requirements remain the same, even with more options:

• Be valid for at least one year from the date of entry.
• Be paid in full or in installments with a deposit (quotes are not accepted as proof).
• Cover medical care, hospitalization, and repatriation to the country of origin if needed.
• Provide a minimum coverage of CAD 100,000.
• Remain active for each entry into Canada.

OSFI and criteria for a valid foreign provider policy

A policy from a foreign provider must meet specific criteria:

• The provider must be authorized by the Office of the Superintendent of Financial Institutions (OSFI).
• The insurance company must appear on the OSFI-regulated list.
• The policy must be issued under the company's operations in Canada.

List of approved foreign insurance providers

This list is updated regularly. Check it before purchasing:

• Aetna Life Insurance Company
• Allianz Life Insurance Company of North America
• American Bankers Life Assurance Company of Florida
• American Health and Life Insurance Company
• American Income Life Insurance Company
• AWP Health & Life SA
• British Insurance Company of Cayman
• Combined Insurance Company of America
• Connecticut General Life Insurance Company
• Employers Reassurance Corporation
• General Re Life Corporation
• Hannover Re (Ireland)
• Jackson National Life Insurance Company
• Life Insurance Company of North America
• Metropolitan Life Insurance Company
• New York Life Insurance Company
• Pacific Life Re International Limited
• Pavonia Life Insurance Company of Michigan
• ReliaStar Life Insurance Company
• SCOR SE
• Swiss Reinsurance Company Ltd

Recommendations for purchasing a policy and applying for Super Visa

Verify your eligibility and purchase a policy that meets IRCC requirements. Consult the list of OSFI-approved providers, which is regularly updated, to find the best coverage options.

Our team at Immiland can assist you in obtaining approved health coverage at a lower cost with more options. Contact us to clarify your doubts or schedule an appointment.

Stay informed about Super Visa insurance updates by following our blog and social media. Visit the official IRCC website for the latest information.

We hope this information helps you reunite with your loved ones in Canada with the best health coverage. Thank you for reading, see you in the next blog!

With love,

Immiland Canada

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