Data Scientist, Data valorization

Data Scientist, Data valorization

Desjardins

The Credit Risk Strategy Department develops and implements credit risk decision‑making strategies based on risk / return quantification to deliver value for the organization, members and clients while safeguarding Desjardins Group’s long‑term survival. As a credit risk data scientist, you help assess credit risk in the granting and lifecycle of financing products, lead projects that develop and use credit strategies, and serve as a specialist advisor, resource person, and coach for the team and business partners.

Responsibilities

Design, use and develop decision‑making strategies for credit management and prepare associated documentation.

Build innovative algorithms to evolve our risk strategies.

Support the transformation of credit risk strategies and maximize their financial impact.

Balance business needs, risk management, requirements and best practices.

Lead or contribute to projects, mandates or activities in your field of expertise.

Serve as a specialist in your field of expertise for units in the organization and practitioners.

Adapt information for different target audiences to make it easier to understand and, where applicable, support decision‑making.

Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.

Qualifications

Bachelor’s degree in math, statistics, economics, finance or a related field.

A minimum of four years of relevant experience (other combinations of qualifications and experience may be considered).

Machine learning experience : Knowledge of machine learning algorithms and their application in credit risk management.

Experience in credit risk management and quantification.

Knowledge of French is required.

Intermediate knowledge of English due to the nature of the duties or work tools.

Proficiency with SAS, SQL and Python programming tools.

Benefits

Competitive salary and annual bonus.

4 weeks of flexible vacation starting in the first year.

Defined benefit pension plan that provides predictable, stable income throughout retirement.

Group insurance including telemedicine.

Reimbursement of health and wellness expenses and telework equipment.

Benefits apply based on eligibility criteria.

At Desjardins, we believe in equity, diversity and inclusion. We’re committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. We have zero tolerance for discrimination of any kind and believe our teams should reflect the diversity of the members, clients and communities we serve.

If there’s something we can do to make the recruitment process or the job you’re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

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