TDI Field Appraiser

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

JOB PROFILE SUMMARY

Responsible for conducting appraisals of insured dwellings of varying complexity across. The appraisal establishes an accurate replacement cost estimate creates a concise record for features finishes utilities and overall construction and helps clients manage risks to their home and possessions. The role includes initiatives aimed at providing personal growth opportunities while supporting overall department goals.

Customer

• Conduct insurance appraisals of TDs residential risks. Appraisal reports establish adequate coverage amounts identify potential additional coverage needs document and photograph materials finishes and unique characteristics and provide end-to-end risk mitigation and client consultation.
• Coordinate insurance oversight of construction projects both renovation and new construction and ensure adherence to agreed-upon timelines and loss control measures
• Contribute to the legendary customer experience by collaborating with internal and external partners while demonstrating accuracy
• Manage customer relationships promoting the TD brand by acting as the face of the company during appraisals.
• Analyze and resolve disputes related to customer complaints replacement cost and risk engineering etc.
• Review quotes of complex risks to provide replacement cost and risk management guidance.
• Quality control reviews of appraisal reports from internal staff as well as vendor companies.

Shareholder

• Adhere to enterprise frameworks or methodologies that relate to activities for our business area
• Ensure respective programs/policies/practices are well managed meet business needs comply with internal and external requirements and align with business priorities
• Exercise discretion in managing correspondence information and all matters of confidentiality; escalate issues where appropriate
• Ensure business operations follow internal and external compliance requirements. (e.g. segregation of duties and physical control of assets)
• Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations
• Advance internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience
• Conduct meaningful analysis at the functional or enterprise level using results to draw conclusions make recommendations assess the effectiveness of programs/ policies/ practices
• Monitor service productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exist
• Lead / facilitate and/or implement actions / remediation plans to address performance / risk /governance issues
• Actively manage relationships within and across various business lines corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
• Protect the interests of the organization identify and manage risks and escalate non-standard high-risk activities as necessary
• Keep abreast of emerging issues trends and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Participate fully as a member of the team support a positive work environment that promotes service to the business quality innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business related tools and techniques
• Participate in personal performance management and development activities including cross training within own team
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Advance the success of the team by willingly assisting others in the completion and performance of work activities; provide training coaching and/or guidance as appropriate.
• Contribute to a fair positive and equitable environment that supports a diverse workforce
• Act as a brand ambassador for your business area/function and the bank both internally and/or externally

BREADTH & DEPTH:

• High-proficiency professional role requiring a sound working knowledge of residential construction replacement cost valuations and loss control / risk management
• Integrate the broader organizational context into advice and solutions within own area
• Understands the industry competition and the factors that differentiate the organization
• Applies best practices to implement process product or service improvements
• Functions as a subject matter resource to others; identifies and leads problem resolution for complex issues at all levels
• Leads projects of limited to moderate complex risk and resource requirements; may include participation end-to-end processes or functional programs
• Devise solutions to moderate problems requiring analysis of multiple variables including consultation with primary stakeholders
• Investigate and advance new solutions and recommend standards against which others will operate
• Impact a range of functional programs and operations across own and related teams
• guidelines standards policies and results of analysis to inform decision making at senior levels
• Establish familiarity with stakeholder alignment in key projects and activities; may escalate process and subject matter advice to senior levels
• Works independently as the field lead and guides others within area of expertise
• Reports to Appraisal Manager

EXPERIENCE AND / OR EDUCATION

• Undergraduate degree or relevant professional certifications designations or equivalent experience required 2 years of experience in residential insurance appraisals and/or related experience such with a preference for appraisals/inspections
• Experience in valuation of high value homes and specialty/unique features not commonly seen in residential construction is an asset
• Architectural construction inspection appraisal high value real estate risk management or similar backgrounds are requisite
• CRM/CIP considered an asset

#LI

Who We Are:

As part of TD Bank Group one of Canadas largest financial institutions at TD Insurance we care for Canadian families making it easy to get the best advice protection and support in their moments of need always.

TD Insurance offers a wide range of products including General Insurance and Life and Health. More than four million customers count on us.

As the largest direct to consumer insurer in Canada we are always innovating and providing exciting and rewarding career opportunities for our Canada-wide workforce.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development
If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):