Software Engineer

Overview

We are looking for a Software Engineer to join our small and high performing team in Montreal. The role is hybrid with a few days in office and a few days at home. At Fincentify, software engineers are responsible for building the systems & products that empower hundreds of thousands of credit-invisible consumers across Canada and the United States, many of whom rely on our critical services. To succeed at Fincentify, our engineers must be critical thinkers who know how to dissect the problem as proficiently as they know how to build the solution. While the bar is set high for engineering output, we value your commercial acumen just as much. That includes the ability to be intellectually flexible, change course and iterate to drive better outcomes. If you are an over-achiever, hard worker and love to have your work measured by outcome and impact, we are the team for you.

What You’ll Do

• Own, build, and improve services and features across our backend systems, focusing on scalability, maintainability and performance.
• Ship full-stack features end-to-end : product discovery, scoping, implementation and release.
• Make pragmatic calls in ambiguous situations; unblock yourself and others without waiting on perfect specs.
• Improve existing surfaces : refactor opportunistically, pay down tech debt without slowing delivery.
• Write and test production quality code to ensure correctness and performance.
• Raise the bar on the team : share context, bring area expertise, and challenge decisions when the trade-offs don’t make sense.
• Champion best practices for AI-native development, creating patterns and abstractions that enable rapid iteration with tools like Cursor and Claude Code.

What We’re Looking For

Nice to have

How We Work

Compensation & Benefits

We pay for impact and hold a high bar.

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