Investigator AML

BMO is currently sourcing for a Financial Crimes Investigator on a 6-month contract.

This role supports the identification, investigation, and reporting of activities that may expose the bank to financial crimes risk. The successful candidate will analyze potential threats, escalate cases when necessary, and contribute to enhancing criminal risk frameworks and compliance standards.

Role Overview

Job Title : Financial Crimes Investigator

Line of Business : Risk & Compliance

The Financial Crimes Investigator will conduct independent investigations related to suspicious activity, using analytical tools and multiple data sources. They will collaborate with internal teams and external partners (e.g., law enforcement, other financial institutions), ensuring compliance with regulatory expectations. This role will also support strategy execution, process improvement, and the development of training and reporting tools related to financial crimes.

Key Responsibilities

Conduct end-to-end investigations and report on activities related to financial crime exposure

Evaluate potential threats using detection systems and manual assessments

Analyze incidents involving multiple product lines; develop reports and case filings

Collaborate with internal stakeholders and external entities such as law enforcement

Prepare documentation, incident files, and dashboards for decision-makers

Monitor trends and maintain up-to-date knowledge of regulatory changes

Provide input on risk mitigation strategies, process improvements, and training content

Execute service requests, transactions, or queries within established service levels

Ensure compliance with risk frameworks and standards

Required Experience and Skills

3–5 years of relevant investigative or financial crimes experience

Post-secondary degree or equivalent experience in a related field

Strong verbal and written communication skills

Advanced analytical, problem-solving, and data interpretation skills

Skilled in building collaborative relationships across functions

Ability to influence stakeholders and propose solutions based on insights

Nice-to-Have Skills

Knowledge of AML / ATF regulations, fraud, OFAC, and BSA / Patriot Act requirements

Familiarity with banking products, services, and organizational structure

• Trade Finance or Capital Markets