Financing Solutions Manager

Overview

A career as a Financing solutions manager on the Commercial Banking and Private Banking 1859 team means working closely with Commercial Banking account managers and several other internal and external partners as a credit expert. With your knowledge of commercial financing, this position will allow you to have a positive impact on both your colleagues and clients.

Responsibilities

• Act as a credit expert on commercial financing transactions of $5 million and more, including more complex financing such as business transfers.
• Perform high‑quality credit analyses in accordance with the standards established by the Credit Centre and make recommendations.
• Structure credit applications (boardsheet structuring) to mitigate risks and develop financing scenarios that meet client needs and match the Bank’s risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Banking Account Manager.
• Negotiate credit terms and conditions with the Credit Centre, as needed, and confirm availability of financing for the Commercial Banking Account Manager.
• Obtain comments from account managers on preliminary versions of credit applications, adjust them as needed, then present to the RVP before forwarding to the Credit Centre to ensure they meet the Bank’s requirements for overall client profitability.
• Work with account representatives and the Credit Centre to produce documents and update client files.
• Act as a resource person for credit questions within your team and help develop team members’ skills, as needed.
• Identify the risks inherent to the sector’s activities.

Team

Working in the Commercial Banking and Private Banking 1859 sector, you will join a team of professionals who support business clients. The team is part of an ecosystem of experts that help you offer solutions that best suit our clients’ needs. This position reports to the Sr. Director and involves complex files from across Québec. It is hybrid; you will share your time between the office, client and team meetings, and remote work from the Greater Montreal Metropolitan area (North and South shores).

Requirements

• Bachelor's degree in a related field and seven years of relevant experience, OR Master's degree in a related field and five years of relevant experience, OR university certificate and nine years of relevant experience.
• Experience with commercial credit and financial statement analysis.
• Negotiation experience.
• Excellent interpersonal and communication skills, and the ability to effectively collaborate with partners and make recommendations.

Benefits

• Competitive compensation.
• Health and wellness program with many options.
• Flexible group insurance.
• Generous pension plan.
• Employee Share Ownership Plan.
• Employee and Family Assistance Program.
• Preferential banking services.
• Opportunities to get involved in community initiatives.
• Telemedicine service.
• Virtual sleep clinic.

We are a bank that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier‑free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, let us know during your first conversations with us. We welcome all candidates.

Additional required language: French.